Axos Financial, Inc.

AX • Banks - Regional

$89.86

— 0.00 (0.00%)

Current price

EarningsLatest report: Jun 30, 2026

HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.

Market Cap

$5.19B

Growth

-100.0%

Cash Flow

4/5

Trend

Mostly stable

Evidence

Positive revenue growth · 38.6%Consistent free cash flow · 4/5Manageable debt level · 0Expensive earnings multiple · 72.68Weak profitability

Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$89.86

Change0.00%

Shares Out57.74M

Market Cap$5.19B

Enterprise Value$5.19B

52W Range74.89 - 102.18

Beta1.23

P/E10.58

P/S3.20

P/FCF20.34

EV/Sales3.20

EV/EBITDA9.53

Price$89.86

Change0.00%

Shares Out57.74M

Market Cap$5.19B

Enterprise Value$5.19B

52W Range74.89 - 102.18

Beta1.23

P/E10.58

P/S3.20

P/FCF20.34

EV/Sales3.20

EV/EBITDA9.53

EV/FCF20.34

Earnings Yield9.45%

FCF Yield4.92%

Dividend Yield0.00%

Gross Margin0.00%

Oper. Margin0.00%

Profit Margin0.00%

Debt/Eq0.00

Current Ratio0.00

Quick Ratio0.00

Revenue 5Y-100.00%

Target$124.50

Target Upside38.55%

Target Median$124.50

Target Range121.00 - 128.00

Volume310.44K

Avg Volume415.91K

EPS Surprise-0.23

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

27/100

Financial Strength

Debt, cash, stability

20/100

Growth Potential

Revenue and expansion

95/100

Price Attractiveness

Cheap or expensive today

20/100

Why this score▼

Positive revenue growth · 38.6%Consistent free cash flow · 4/5Manageable debt level · 0Expensive earnings multiple · 72.68Weak profitability

Analyst view

Analyst sentiment and price target

Analyst sentiment

Based on 20 analyst votes · 2026-10-20

80/100

Bullish

Hold

Bearish

Price Target

2026-07-31

Low

$68.00

Mean

$91.25

Median

$92.50

High

$112.00

Company Overview

IPO: 3/16/2005

Industry: Banks - Regional

P/B i: 0.00

Debt / Equity i: 0.00

Operating Margin: 0.00%

Net Margin: 0.00%

ROE i: -

ROIC: -

Financial Health

Score4 / 20

Debt / Equity: 0.00

Current Ratio: 0.00

Quick Ratio: 0.00

Status: HighRisk

Insider Transactions

Recent executive and insider activity

⚠ 2 high-volume insider sells detected

Garrabrants Gregory

Transaction: 06/30/2026

SELL

Change

-202,032

Price

Not reported

Filing

07/01/2026

Type

SELL

Garrabrants Gregory

Transaction: 06/30/2026

SELL

Change

-108,995

Price

$97.39

Filing

07/01/2026

Type

SELL

Constantine Thomas M

Transaction: 06/08/2026

SELL

Change

-1,994

Price

$88.55

Filing

06/09/2026

Type

SELL

Insider	Type	Change	Price	Transaction	Filing
Garrabrants Gregory	SELL	-202,032	Not reported	06/30/2026	07/01/2026
Garrabrants Gregory	SELL	-108,995	$97.39	06/30/2026	07/01/2026
Constantine Thomas M	SELL	-1,994	$88.55	06/08/2026	06/09/2026
Watson Michael James	SELL	-1,653	$83.77	05/19/2026	05/21/2026
Argalas James S	SELL	-2,100	$84.66	05/12/2026	05/14/2026
Santi Roque A	SELL	-500	$87.77	05/08/2026	05/12/2026
Bar-Adon Eshel	SELL	-1,098	Not reported	03/20/2026	03/24/2026
Bar-Adon Eshel	SELL	-592	$82.93	03/20/2026	03/24/2026
Constantine Thomas M	SELL	-1,124	Not reported	03/20/2026	03/24/2026
Constantine Thomas M	SELL	-606	$82.93	03/20/2026	03/24/2026
Crow David M	SELL	-200	$82.93	03/20/2026	03/24/2026
Crow David M	SELL	-583	Not reported	03/20/2026	03/24/2026
GILL ANN	SELL	-601	Not reported	03/20/2026	03/24/2026
GILL ANN	SELL	-323	$82.93	03/20/2026	03/24/2026
MATSUMOTO RAYMOND D	SELL	-1,621	Not reported	03/20/2026	03/24/2026
MATSUMOTO RAYMOND D	SELL	-874	$82.93	03/20/2026	03/24/2026
Swanson Brian D	SELL	-1,177	Not reported	03/20/2026	03/24/2026
Swanson Brian D	SELL	-634	$82.93	03/20/2026	03/24/2026
THIELE CANDACE L	SELL	-217	$82.93	03/20/2026	03/24/2026
THIELE CANDACE L	SELL	-444	Not reported	03/20/2026	03/24/2026

About the Company

Axos Financial, Inc.

Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and time deposit accounts, alongside specialized products such as zero balance and insured cash sweep accounts. Its diverse lending portfolio encompasses various mortgage types, such as single-family, multi-family, and commercial real estate-backed loans. They also extend commercial and industrial loans, comprising non-real estate, asset-backed, term loans, and lines of credit. Consumer lending encompasses automobile loans, fixed-rate unsecured loans, and unique offerings such as structured settlements, Small Business Administration (SBA) loans, and securities-backed financing. Beyond its core banking activities, Axos provides extensive services, including ACH origination, wire transfers, commercial check printing, and tools for business bill payment and account transfers. Digital solutions such as remote and mobile deposit, lockbox services, merchant payment processing, and online payment portals are readily available. Clients benefit from concierge banking, mobile and text message banking, diverse payment services, and access to debit cards, credit cards, and digital wallets. In its Securities Business, Axos facilitates disclosed clearing services and comprehensive back-office support. This encompasses record keeping, trade reporting, accounting, general administrative support, securities and margin lending, reorganization assistance, and the secure custody of securities. The company also offers financing solutions to its brokerage clients. The institution, previously known as BofI Holding, Inc., adopted its current name, Axos Financial, Inc., in September 2018.

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1Y peer performance

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Latest news

State of Alaska Department of Revenue Sells 9,315 Shares of Axos Financial, Inc $AX

State of Alaska Department of Revenue cut its stake in Axos Financial, Inc (NYSE: AX) by 33.8% in the quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The institutional investor owned 18,217 shares of the company's stock after selling 9,315 shares during the period. State

Defense World

Axos Financial (NYSE:AX) Stock Keeps Buy Rating at Needham & Company LLC

Axos Financial (NYSE: AX - Get Free Report)'s stock had its "buy" rating restated by equities researchers at Needham and Company LLC in a research report issued on Monday, Benzinga reports. They presently have a $128.00 target price on the stock. Needham and Company LLC's price objective suggests a potential upside of 43.73% from the stock's

Defense World

Axos Financial, Inc. to Announce First Quarter Fiscal 2027 Results on October 29, 2026

LAS VEGAS--(BUSINESS WIRE)--Axos Financial, Inc. (NYSE: AX) (“Axos” or the "Company”), holding company for Axos Bank, Axos Clearing LLC, and Axos Invest, Inc., announced today that it will host a conference call on Thursday, October 29, 2026 at 5:00 PM ET (2:00 PM PT) to discuss financial results for the first quarter of fiscal year 2027 ended September 30, 2026. Executive management will discuss the Company's first quarter fiscal 2027 results on the call. The Company plans to distribute its ea.

Business Wire

Axos Financial, Inc $AX Shares Newly Purchased by Bank of America Corp DE

Bank of America Corp DE purchased a new position in shares of Axos Financial, Inc (NYSE: AX) in the quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The institutional investor purchased 168,773 shares of the company's stock, valued at approximately $16,437,000. Bank of America Corp DE

Defense World

Down 10.7% in 4 Weeks, Here's Why Axos Financial (AX) Looks Ripe for a Turnaround

Axos Financial (AX) is technically in oversold territory now, so the heavy selling pressure might have exhausted. This along with strong agreement among Wall Street analysts in raising earnings estimates could lead to a trend reversal for the stock.

Zacks Investment Research

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-30	2.13	1.9	-0.23
2026-01-29	2.07	2.25	0.18
2025-10-30	1.86	2.07	0.21
2025-07-30	1.82	1.94	0.12
2025-04-30	1.74	1.81	0.07
2025-01-28	1.75	1.82	0.07
2024-10-30	1.78	1.93	0.15
2024-07-30	1.81	1.8	-0.01
2024-04-30	1.7	1.91	0.21
2024-01-30	1.39	1.6	0.21
2023-10-26	1.36	1.38	0.02
2023-07-27	1.27	1.46	0.19