Axos Financial, Inc.

AX • Banks - Regional

$97.95

▲ +0.91 (+0.94%)

Current price

EarningsLatest report: Jun 30, 2026

HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.

Market Cap

$5.66B

Growth

-100.0%

Cash Flow

4/5

Trend

Mostly stable

Evidence

Positive revenue growth · 38.6%Consistent free cash flow · 4/5Manageable debt level · 0Expensive earnings multiple · 72.68Weak profitability

Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$97.95

Change0.94%

Shares Out57.74M

Market Cap$5.66B

Enterprise Value$5.66B

52W Range74.89 - 102.18

Beta1.23

P/E11.53

P/S3.49

P/FCF22.18

EV/Sales3.49

EV/EBITDA10.39

Price$97.95

Change0.94%

Shares Out57.74M

Market Cap$5.66B

Enterprise Value$5.66B

52W Range74.89 - 102.18

Beta1.23

P/E11.53

P/S3.49

P/FCF22.18

EV/Sales3.49

EV/EBITDA10.39

EV/FCF22.18

Earnings Yield8.67%

FCF Yield4.51%

Dividend Yield0.00%

Gross Margin0.00%

Oper. Margin0.00%

Profit Margin0.00%

Debt/Eq0.00

Current Ratio0.00

Quick Ratio0.00

Revenue 5Y-100.00%

Target$124.50

Target Upside27.11%

Target Median$124.50

Target Range121.00 - 128.00

Volume310.44K

Avg Volume415.91K

EPS Surprise-0.23

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

27/100

Financial Strength

Debt, cash, stability

20/100

Growth Potential

Revenue and expansion

95/100

Price Attractiveness

Cheap or expensive today

20/100

Why this score▼

Positive revenue growth · 38.6%Consistent free cash flow · 4/5Manageable debt level · 0Expensive earnings multiple · 72.68Weak profitability

Analyst view

Analyst sentiment and price target

Analyst sentiment

Based on 20 analyst votes · 2026-09-05

80/100

Bullish

Hold

Bearish

Price Target

2026-07-31

Low

$68.00

Mean

$91.25

Median

$92.50

High

$112.00

Company Overview

IPO: 3/16/2005

Industry: Banks - Regional

P/B i: 0.00

Debt / Equity i: 0.00

Operating Margin: 0.00%

Net Margin: 0.00%

ROE i: -

ROIC: -

Financial Health

Score4 / 20

Debt / Equity: 0.00

Current Ratio: 0.00

Quick Ratio: 0.00

Status: HighRisk

Insider Transactions

Recent executive and insider activity

⚠ 2 high-volume insider sells detected

Garrabrants Gregory

Transaction: 06/30/2026

SELL

Change

-202,032

Price

Not reported

Filing

07/01/2026

Type

SELL

Garrabrants Gregory

Transaction: 06/30/2026

SELL

Change

-108,995

Price

$97.39

Filing

07/01/2026

Type

SELL

Constantine Thomas M

Transaction: 06/08/2026

SELL

Change

-1,994

Price

$88.55

Filing

06/09/2026

Type

SELL

Insider	Type	Change	Price	Transaction	Filing
Garrabrants Gregory	SELL	-202,032	Not reported	06/30/2026	07/01/2026
Garrabrants Gregory	SELL	-108,995	$97.39	06/30/2026	07/01/2026
Constantine Thomas M	SELL	-1,994	$88.55	06/08/2026	06/09/2026
Watson Michael James	SELL	-1,653	$83.77	05/19/2026	05/21/2026
Argalas James S	SELL	-2,100	$84.66	05/12/2026	05/14/2026
Santi Roque A	SELL	-500	$87.77	05/08/2026	05/12/2026
Bar-Adon Eshel	SELL	-1,098	Not reported	03/20/2026	03/24/2026
Bar-Adon Eshel	SELL	-592	$82.93	03/20/2026	03/24/2026
Constantine Thomas M	SELL	-1,124	Not reported	03/20/2026	03/24/2026
Constantine Thomas M	SELL	-606	$82.93	03/20/2026	03/24/2026
Crow David M	SELL	-200	$82.93	03/20/2026	03/24/2026
Crow David M	SELL	-583	Not reported	03/20/2026	03/24/2026
GILL ANN	SELL	-601	Not reported	03/20/2026	03/24/2026
GILL ANN	SELL	-323	$82.93	03/20/2026	03/24/2026
MATSUMOTO RAYMOND D	SELL	-1,621	Not reported	03/20/2026	03/24/2026
MATSUMOTO RAYMOND D	SELL	-874	$82.93	03/20/2026	03/24/2026
Swanson Brian D	SELL	-1,177	Not reported	03/20/2026	03/24/2026
Swanson Brian D	SELL	-634	$82.93	03/20/2026	03/24/2026
THIELE CANDACE L	SELL	-217	$82.93	03/20/2026	03/24/2026
THIELE CANDACE L	SELL	-444	Not reported	03/20/2026	03/24/2026

About the Company

Axos Financial, Inc.

Founded in Las Vegas, Nevada, in 1999, Axos Financial, Inc. is a U.S.-based financial institution that delivers a comprehensive array of banking services to both individual consumers and businesses. The company operates through two primary divisions: its core Banking Business and its Securities Business. For deposits, Axos provides a broad spectrum of options including checking, savings, demand, money market, and time deposit accounts, alongside specialized products such as zero balance and insured cash sweep accounts. Its diverse lending portfolio encompasses various mortgage types, such as single-family, multi-family, and commercial real estate-backed loans. They also extend commercial and industrial loans, comprising non-real estate, asset-backed, term loans, and lines of credit. Consumer lending encompasses automobile loans, fixed-rate unsecured loans, and unique offerings such as structured settlements, Small Business Administration (SBA) loans, and securities-backed financing. Beyond its core banking activities, Axos provides extensive services, including ACH origination, wire transfers, commercial check printing, and tools for business bill payment and account transfers. Digital solutions such as remote and mobile deposit, lockbox services, merchant payment processing, and online payment portals are readily available. Clients benefit from concierge banking, mobile and text message banking, diverse payment services, and access to debit cards, credit cards, and digital wallets. In its Securities Business, Axos facilitates disclosed clearing services and comprehensive back-office support. This encompasses record keeping, trade reporting, accounting, general administrative support, securities and margin lending, reorganization assistance, and the secure custody of securities. The company also offers financing solutions to its brokerage clients. The institution, previously known as BofI Holding, Inc., adopted its current name, Axos Financial, Inc., in September 2018.

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Peers

ABCB AUB AVAL FFIN HWC IBOC IFS OZK UBSI WBS

Size reflects market cap · color matches the chart line

1Y peer performance

Top performers + selected company

Latest news

Axos Financial, Inc. Named to D.A. Davidson's 9th Gold Trophy List

LAS VEGAS--(BUSINESS WIRE)--Axos Financial, Inc. (NYSE: AX) (“Axos” or the "Company”), holding company for Axos Bank, Axos Clearing LLC, and Axos Invest, Inc., announced today that it has been named one of two companies named to D.A. Davidson's 9th Gold Trophy List. D.A. Davidson's Gold Trophy is a subset of its Best-of-Breed Bison distinction, which measures companies in D.A. Davidson's research universe across twelve criteria, including an enduring moat, exceptional financials, shareholder-or.

Business Wire

Axos Financial, Inc (NYSE:AX) Given Consensus Rating of “Moderate Buy” by Analysts

Shares of Axos Financial, Inc (NYSE: AX - Get Free Report) have received a consensus rating of "Moderate Buy" from the eight research firms that are presently covering the company, Marketbeat reports. Two analysts have rated the stock with a hold recommendation, five have issued a buy recommendation and one has assigned a strong buy recommendation

Defense World

Axos Financial, Inc. Announces Dual Listing on NYSE Texas

LAS VEGAS--(BUSINESS WIRE)--Axos Financial, Inc. (NYSE: AX) (“Axos” or the “Company”), holding company for Axos Bank, Axos Clearing LLC, and Axos Invest, Inc., announced today a dual listing of its common stock on NYSE Texas, the fully electronic equities exchange headquartered in Dallas, Texas. “We are proud to partner with NYSE Texas because their innovative and business-friendly mindset aligns with our core values,” said Greg Garrabrants, President and Chief Executive Officer of Axos Financi.

Business Wire

Bank of America Corp DE Has $18.86 Million Position in Axos Financial, Inc $AX

Bank of America Corp DE boosted its position in shares of Axos Financial, Inc (NYSE: AX) by 68.5% during the quarter, according to its most recent Form 13F filing with the Securities and Exchange Commission. The firm owned 221,656 shares of the company's stock after acquiring an additional 90,086 shares during the

Defense World

Axos Target Rises to $120 on Growth Above Peers

Axos Financial (AX), the digital bank that runs branchless consumer and commercial lending, rose 1.67% intraday after Benchmark raised its price target to $120

GuruFocus

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-30	2.13	1.9	-0.23
2026-01-29	2.07	2.25	0.18
2025-10-30	1.86	2.07	0.21
2025-07-30	1.82	1.94	0.12
2025-04-30	1.74	1.81	0.07
2025-01-28	1.75	1.82	0.07
2024-10-30	1.78	1.93	0.15
2024-07-30	1.81	1.8	-0.01
2024-04-30	1.7	1.91	0.21
2024-01-30	1.39	1.6	0.21
2023-10-26	1.36	1.38	0.02
2023-07-27	1.27	1.46	0.19