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Affinity Bancshares, Inc.

AFBIBanks - Regional
$23.00
0.00 (0.00%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$137.14M
Growth
16.4%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 15.7%Positive revenue growth · 14.0%Positive free cash flow · 1.83Consistent free cash flow · 5/5Reasonable earnings multiple · 15.07
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 24, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$23.00
Change0.00%
Market Cap$137.14M
52W Range17.98 - 22.50
Beta-0.04
Gross Margin62.22%
Oper. Margin21.23%
Profit Margin15.74%
Debt/Eq0.43
Current Ratio0.10
Quick Ratio0.10
Revenue 5Y16.43%

Investment DNA

How strong this company looks for long-term investors

77
out of 100
Business Quality
Margins, moat, returns
80/100
Financial Strength
Debt, cash, stability
37/100
Growth Potential
Revenue and expansion
77/100
Price Attractiveness
Cheap or expensive today
85/100
Why this score
Stable or improving margins · 15.7%Positive revenue growth · 14.0%Positive free cash flow · 1.83Consistent free cash flow · 5/5Reasonable earnings multiple · 15.07Manageable debt level · 0.43
Analyst view
No analyst data available now.

Company Overview

IPO: 4/28/2017
Industry: Banks - Regional
P/B i: 0.99
Debt / Equity i: 0.43
Operating Margin: 21.23%
Net Margin: 15.74%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.43
Current Ratio: 0.10
Quick Ratio: 0.10
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Shore Teak
Transaction: 12/18/2025
OTHER
Change
0
Price
Not reported
Filing
01/23/2026
Type
OTHER
Nelson Clark
Transaction: 11/16/2025
SELL
Change
-1,400
Price
$19.36
Filing
11/17/2025
Type
SELL
Pajot Brandi C
Transaction: 11/16/2025
SELL
Change
-274
Price
$19.36
Filing
11/17/2025
Type
SELL