Upbound Group, Inc.

UPBD • Software - Application

$18.98

— 0.00 (0.00%)

EarningsLatest report: Jun 30, 2026

BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.

Market Cap

$1.17B

Growth

19.8%

Cash Flow

5/5

Trend

Stable

Evidence

Positive free cash flow · 4.23Consistent free cash flow · 5/5Reasonable earnings multiple · 13.54Healthy liquidity · 2.52High debt level · 2.67

Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$18.98

Change0.00%

Market Cap$1.17B

52W Range15.82 - 28.03

Beta1.79

Dividend Yield6.27%

Gross Margin34.45%

Oper. Margin4.76%

Profit Margin1.56%

Debt/Eq2.67

Current Ratio2.52

Quick Ratio0.67

Price$18.98

Change0.00%

Market Cap$1.17B

52W Range15.82 - 28.03

Beta1.79

Dividend Yield6.27%

Gross Margin34.45%

Oper. Margin4.76%

Profit Margin1.56%

Debt/Eq2.67

Current Ratio2.52

Quick Ratio0.67

Revenue 5Y19.81%

FCF 5Y19.14%

Target$28.00

Target Upside47.52%

Target Median$28.00

Target Range28.00 - 28.00

Volume1.35M

Avg Volume919.89K

EPS Surprise0.02

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

35/100

Financial Strength

Debt, cash, stability

41/100

Growth Potential

Revenue and expansion

24/100

Price Attractiveness

Cheap or expensive today

89/100

Why this score▼

Positive free cash flow · 4.23Consistent free cash flow · 5/5Reasonable earnings multiple · 13.54Healthy liquidity · 2.52High debt level · 2.67Negative growth trend

Analyst view

Analyst sentiment and price target

UPBD

Analyst sentiment

Based on 20 analyst votes · 2026-09-05

88/100

Bullish

Hold

Bearish

Price Target

2026-07-31

Low

$28.00

Mean

$28.00

Median

$28.00

High

$28.00

Company Overview

IPO: 1/25/1995

Industry: Software - Application

P/B i: 1.43

Debt / Equity i: 2.67

Operating Margin: 4.76%

Net Margin: 1.56%

ROE i: -

ROIC: -

Financial Health

Score8 / 20

Debt / Equity: 2.67

Current Ratio: 2.52

Quick Ratio: 0.67

Status: Moderate

Warnings

High debt level
Weak quick ratio

Insider Transactions

Recent executive and insider activity

MARINO GLENN P

Transaction: 07/07/2026

BUY

Change

+1,278

Price

Not reported

Filing

07/09/2026

Type

BUY

Jain Charu

Transaction: 07/07/2026

BUY

Change

+600

Price

Not reported

Filing

07/09/2026

Type

BUY

McFate Carol A.

Transaction: 07/07/2026

BUY

Change

+197

Price

Not reported

Filing

07/09/2026

Type

BUY

Insider	Type	Change	Price	Transaction	Filing
MARINO GLENN P	BUY	+1,278	Not reported	07/07/2026	07/09/2026
Jain Charu	BUY	+600	Not reported	07/07/2026	07/09/2026
McFate Carol A.	BUY	+197	Not reported	07/07/2026	07/09/2026
BROWN JEFFREY J	BUY	+454	$20.09	07/07/2026	07/09/2026
BROWN JEFFREY J	BUY	+2,524	Not reported	07/07/2026	07/09/2026
LANGENSTEIN MOLLY	BUY	+758	Not reported	07/07/2026	07/09/2026
LANGENSTEIN MOLLY	BUY	+1,700	Not reported	07/01/2026	07/02/2026
Jain Charu	BUY	+1,546	Not reported	07/01/2026	07/02/2026
BROWN JEFFREY J	BUY	+4,602	Not reported	07/01/2026	07/02/2026
MARINO GLENN P	BUY	+1,531	Not reported	07/01/2026	07/02/2026
Jain Charu	BUY	+627	Not reported	04/28/2026	04/30/2026
LANGENSTEIN MOLLY	BUY	+792	Not reported	04/28/2026	04/30/2026
MARINO GLENN P	BUY	+1,334	Not reported	04/28/2026	04/30/2026
McFate Carol A.	BUY	+206	Not reported	04/28/2026	04/30/2026
BROWN JEFFREY J	BUY	+461	$19.41	04/28/2026	04/30/2026
BROWN JEFFREY J	BUY	+2,636	Not reported	04/28/2026	04/30/2026
Jain Charu	BUY	+1,818	Not reported	04/01/2026	04/02/2026
LANGENSTEIN MOLLY	BUY	+2,000	Not reported	04/01/2026	04/02/2026
MARINO GLENN P	BUY	+1,801	Not reported	04/01/2026	04/02/2026
BROWN JEFFREY J	BUY	+5,410	Not reported	04/01/2026	04/02/2026

About the Company

Upbound Group, Inc.

Upbound Group, Inc., which rebranded from Rent-A-Center, Inc. in February 2023, operates as a diversified retail and financial technology platform. Its core business involves providing household durable goods to consumers in the United States, Puerto Rico, and Mexico through a lease-to-own model. The company's operations are divided into four main segments: Rent-A-Center Business, Acima, Mexico, and Franchising. Utilizing key brands such as Rent-A-Center and Acima, Upbound Group facilitates transactions for customers across both its physical store locations and various digital channels. Their extensive product catalog available for lease includes a wide range of items such as furniture (including mattresses), vehicle tires, consumer electronics, major home appliances, various tools, fashion accessories like handbags, and technology items including computers, smartphones, and related accessories. In addition to its lease-to-own offerings, the company also sells merchandise via installment payment plans. A crucial service it provides is enabling lease-to-own agreements for individuals who might not qualify for traditional financing from other retailers, often through dedicated kiosks located within those retail partners' establishments. Upbound Group manages retail installment sales outlets under the "Get It Now" and "Home Choice" names. Its lease-to-own and franchised lease-to-own stores operate under banners such as Rent-A-Center, ColorTyme, and RimTyme. The company also maintains its own stores and an e-commerce platform accessible via rentacenter.com. Founded in 1960, Upbound Group, Inc. has its corporate headquarters situated in Plano, Texas.

Source - link

Peers

CRCT FSLY GCT HKD KARO PDFS PRO SEMR TASK YALA

Size reflects market cap · color matches the chart line

1Y peer performance

Top performers + selected company

Latest news

9,152,511 Shares in Upbound Group, Inc. $UPBD Purchased by BlackRock Inc.

BlackRock Inc. acquired a new stake in shares of Upbound Group, Inc. (NASDAQ: UPBD) in the second quarter, according to the company in its most recent disclosure with the SEC. The firm acquired 9,152,511 shares of the company's stock, valued at approximately $194,216,000. BlackRock Inc. owned approximately 15.70% of Upbound Group as of

Defense World

Is UPBD a Value Opportunity or a Trap Amid Persistent Demand Risks?

UPBD looks cheap with an 8% dividend yield and stronger cash flow, but soft demand, fraud losses and execution risks keep the value case in check.

Zacks Investment Research

Can UPBD Turn Brigit Growth and Acima Margin Gains Into a Rebound?

Upbound Group, Inc. UPBD delivered second-quarter 2026 results that were stable at the consolidated level but sharply divided by segment. Revenues increased 0.5% year over year to $1.16 billion, while adjusted EBITDA declined 4.6% to $127 million as softer consumer demand and higher costs weighed on the lease-to-own businesses.

Zacks Investment Research

UPBD Q2 Earnings Call Highlights Brigit Growth & Portfolio Discipline

Upbound Group highlights Brigit growth, digital expansion and disciplined portfolio management as it balances consumer pressure and cash generation.

Zacks Investment Research

Upbound Group, Inc. (UPBD) Q2 2026 Earnings Call Transcript

Seeking Alpha

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-30	1.06	1.08	0.02
2026-02-19	0.97	1.01	0.04
2025-10-30	0.98	1	0.02
2025-07-31	1.05	1.12	0.07
2025-05-01	0.94	1	0.06
2025-02-20	1.03	1.05	0.02
2024-10-31	0.89	0.95	0.06
2024-08-01	1.02	1.04	0.02
2024-05-02	0.77	0.79	0.02
2024-02-22	0.77	0.81	0.04
2023-11-02	0.75	0.79	0.04
2023-08-03	0.72	1.11	0.39