Ready Capital Corporation

RC-PE • REIT - Mortgage

$1.75

▼ -0.00 (-0.28%)

Current price

EarningsLatest report: Jun 30, 2026

HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.

Market Cap

$299.55M

Growth

—

Cash Flow

2/5

Trend

Volatile

Evidence

Stable or improving margins · -45.8%High debt level · 3.78Negative growth trend

Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 14, 2026, 12:57 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$1.75

Change-0.28%

Shares Out171.17M

Market Cap$299.55M

Enterprise Value$5.56B

52W Range10.10 - 16.23

Beta1.50

P/E-0.54

P/S1.17

P/B0.24

P/FCF0.30

EV/Sales21.63

Price$1.75

Change-0.28%

Shares Out171.17M

Market Cap$299.55M

Enterprise Value$5.56B

52W Range10.10 - 16.23

Beta1.50

P/E-0.54

P/S1.17

P/B0.24

P/FCF0.30

EV/Sales21.63

EV/EBITDA-13.92

EV/FCF5.51

Earnings Yield-185.67%

FCF Yield337.12%

Dividend Yield17.14%

Gross Margin87.67%

Oper. Margin24.22%

Profit Margin-45.83%

Debt/Eq3.78

Current Ratio1.04

Quick Ratio1.04

Target$2.00

Target Upside14.29%

Target Median$2.00

Target Range2.00 - 2.00

Volume3.64K

Avg Volume7.87K

EPS Surprise-0.18

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

51/100

Financial Strength

Debt, cash, stability

39/100

Growth Potential

Revenue and expansion

20/100

Price Attractiveness

Cheap or expensive today

70/100

Why this score▼

Stable or improving margins · -45.8%High debt level · 3.78Negative growth trend

Analyst view

Analyst sentiment and price target

Analyst sentiment

Based on 16 analyst votes · 2026-09-05

72/100

Bullish

Hold

Bearish

Price Target

2026-08-14

Low

$2.00

Mean

$2.00

Median

$2.00

High

$2.00

Company Overview

IPO: 6/4/2021

Industry: REIT - Mortgage

P/B i: 0.24

Debt / Equity i: 3.78

Operating Margin: 24.22%

Net Margin: -45.83%

ROE i: -

ROIC: -

Financial Health

Score8 / 20

Debt / Equity: 3.78

Current Ratio: 1.04

Quick Ratio: 1.04

Status: Moderate

Warnings

High debt level

Insider Transactions

Recent executive and insider activity

Ahlborn Andrew

Transaction: 05/29/2026

SELL

Change

-2,798

Price

$1.81

Filing

06/02/2026

Type

SELL

Ahlborn Andrew

Transaction: 04/29/2026

BUY

Change

—

Price

$1.88

Filing

06/02/2026

Type

BUY

Ahlborn Andrew

Transaction: 01/29/2026

BUY

Change

—

Price

$2.14

Filing

06/02/2026

Type

BUY

Insider	Type	Change	Price	Transaction	Filing
Ahlborn Andrew	SELL	-2,798	$1.81	05/29/2026	06/02/2026
Ahlborn Andrew	BUY	—	$1.88	04/29/2026	06/02/2026
Ahlborn Andrew	BUY	—	$2.14	01/29/2026	06/02/2026
Ahlborn Andrew	BUY	—	$2.91	10/30/2025	06/02/2026
Ahlborn Andrew	BUY	—	$4.10	07/30/2025	06/02/2026
Ahlborn Andrew	BUY	—	$4.09	04/29/2025	06/02/2026
Ahlborn Andrew	SELL	-27,950	$1.74	03/13/2026	03/17/2026
Scali Dominick	SELL	-26,313	$1.74	03/13/2026	03/17/2026
Scali Dominick	BUY	+194,175	Not reported	03/05/2026	03/17/2026
Scali Dominick	BUY	+350,000	Not reported	03/02/2026	03/17/2026
Scali Dominick	BUY	+1,050,000	Not reported	03/02/2026	03/17/2026
Scali Dominick	OTHER	0	Not reported	02/26/2026	03/17/2026
Ahlborn Andrew	SELL	-25,248	$2.23	12/24/2025	03/17/2026
NATHAN GILBERT E	BUY	+30,000	$1.95	03/06/2026	03/09/2026
Ahlborn Andrew	BUY	+291,262	Not reported	03/05/2026	03/09/2026
NATHAN GILBERT E	BUY	+10,000	$2.02	03/05/2026	03/09/2026
Marshall Meredith	BUY	+58,252	Not reported	03/05/2026	03/09/2026
Mielle Dominique	BUY	+58,252	Not reported	03/05/2026	03/09/2026
REESE J MITCHELL	BUY	+58,252	Not reported	03/05/2026	03/09/2026
Sinai Todd M.	BUY	+58,252	Not reported	03/05/2026	03/09/2026

About the Company

Ready Capital Corporation

Ready Capital Corporation is a U.S.-based entity primarily engaged in the real estate finance sector. Its business activities encompass the procurement, generation, administration, servicing, and funding of various loan types, including commercial loans of small to moderate value (SBC loans), those guaranteed by the Small Business Administration (SBA loans), and residential mortgages. Additionally, it deals in mortgage-backed securities, predominantly supported by SBC loans or other property-linked financial instruments. The organization conducts its operations through three distinct divisions: SBC Lending and Acquisitions: This division, leveraging its subsidiary ReadyCap Commercial, LLC, creates SBC loans. These loans are typically collateralized by investor properties, whether stable or undergoing transition, and are sourced via multiple origination avenues. Small Business Lending: Operating through ReadyCap Lending, LLC, this segment focuses on the acquisition, generation, and servicing of owner-occupied loans. These are secured by guarantees from the SBA, specifically under its Section 7(a) Program. Residential Mortgage Banking: Via its subsidiary GMFS, LLC, this division is responsible for initiating residential mortgage loans. For federal income tax considerations, the company holds the designation of a real estate investment trust (REIT). Consequently, it typically avoids federal corporate income taxation, provided it disburses a minimum of 90% of its taxable earnings to its shareholders. Historically, the firm operated as Sutherland Asset Management Corporation before adopting the name Ready Capital Corporation in September 2018. Established in 2007, its main office is situated in New York City, New York.

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Peers

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1Y peer performance

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Latest news

Waterfall Asset Management and Delaware Life Complete Refinancing of The Torrance in Southern California

NEW YORK, Sept. 3, 2026 /PRNewswire/ -- Waterfall Asset Management ("Waterfall"), an alternative investment manager focused on specialty finance opportunities within asset-backed credit, whole loans and real assets, and Delaware Life today announced the closing of a $64.7 million loan facility, refinancing The Torrance, a 301,000-square-foot Class A office property located in Torrance, California.

PRNewsWire

BlackRock Inc. Purchases Shares of 17,747,767 Ready Capital Corp $RC

BlackRock Inc. acquired a new position in shares of Ready Capital Corp (NYSE: RC) in the quarter, according to its most recent Form 13F filing with the SEC. The firm acquired 17,747,767 shares of the real estate investment trust's stock, valued at approximately $31,059,000. BlackRock Inc. owned approximately 10.74% of Ready Capital

Defense World

Ready Capital Q2 Earnings Call Highlights

Ready Capital NYSE: RC said its second-quarter results reflected continued progress in a balance sheet repositioning plan, including portfolio sales, debt paydowns and new financing initiatives, as the company works to meet remaining 2026 debt maturities and return to sustainable profitability.

MarketBeat

Ready Capital Corporation (RC) Q2 2026 Earnings Call Transcript

Seeking Alpha

Ready Capital Corporation Reports Second Quarter 2026 Results

NEW YORK, Aug. 06, 2026 (GLOBE NEWSWIRE) -- Ready Capital Corporation ("Ready Capital" or the "Company") (NYSE: RC), a multi-strategy real estate finance company that originates, acquires, finances, and services lower-to-middle-market ("LMM") investor and owner-occupied commercial real estate loans, today reported financial results for the quarter ended June 30, 2026.

Globe News Wire

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-05-07	-0.152	-0.33	-0.178
2026-02-26	-0.11	-0.09	0.02
2025-11-06	-0.24	-0.94	-0.7
2025-08-07	-0.01	-0.14	-0.13
2025-05-08	0.12	-0.09	-0.21
2025-03-03	0.21	0.23	0.02
2024-11-08	0.23	0.25	0.02
2024-08-07	0.26	0.07	-0.19
2024-05-08	0.28	0.29	0.01
2024-02-27	0.3	0.26	-0.04
2023-11-07	0.36	0.28	-0.08
2023-08-07	0.36	0.35	-0.01