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OppFi Inc.

OPFI • Financial - Credit Services
$7.42
▲ +0.10 (+1.37%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.
Market Cap
$638.40M
Growth
27.2%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 4.4%Positive free cash flow · 14.42Consistent free cash flow · 5/5Reasonable earnings multiple · 10.53Healthy liquidity · 7.44
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 12, 2026, 12:15 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$7.42
Change1.37%
Shares Out86.04M
Market Cap$638.40M
Enterprise Value$574.05M
52W Range6.50 - 12.45
Beta1.82
P/E6.28
P/S1.16
P/B1.54
P/FCF1.60
EV/Sales1.04

Investment DNA

How strong this company looks for long-term investors

72
out of 100
Business Quality
Margins, moat, returns
63/100
Financial Strength
Debt, cash, stability
67/100
Growth Potential
Revenue and expansion
46/100
Price Attractiveness
Cheap or expensive today
88/100
Why this score▼
Stable or improving margins · 4.4%Positive free cash flow · 14.42Consistent free cash flow · 5/5Reasonable earnings multiple · 10.53Healthy liquidity · 7.44High debt level · 5.69

Analyst view

Analyst sentiment and price target

OPFI
Analyst sentiment
Based on 6 analyst votes · 2026-09-05
83/100
Bullish
Bullish
4
Hold
2
Bearish
0
Price Target
2026-08-12
Low
$9.50
Mean
$9.50
Median
$9.50
High
$9.50

Company Overview

IPO: 11/20/2020
Industry: Financial - Credit Services
P/B i: 1.54
Debt / Equity i: 5.69
Operating Margin: 32.37%
Net Margin: 4.41%
ROE i: -
ROIC: -

Financial Health

Score13 / 20
Debt / Equity: 5.69
Current Ratio: 7.44
Quick Ratio: 7.44
Status: Good

Warnings

  • High debt level

Insider Transactions

Recent executive and insider activity

⚠ 4 high-volume insider sells detected
Johnson Pamela D.
Transaction: 07/01/2026
SELL
Change
-496
Price
$9.93
Filing
07/06/2026
Type
SELL
McKay Christopher J.
Transaction: 07/01/2026
SELL
Change
-396
Price
$9.93
Filing
07/06/2026
Type
SELL
Schwartz Todd G.
Transaction: 07/01/2026
SELL
Change
-4,497
Price
$9.93
Filing
07/06/2026
Type
SELL