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HCI Group, Inc.

HCI • Insurance - Property & Casualty
$187.64
▼ -2.28 (-1.20%)
Current price
EarningsLatest report: Mar 31, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$2.42B
Growth
—
Cash Flow
4/5
Trend
Mostly stable
Evidence
Stable or improving margins · 33.2%Positive revenue growth · 12.3%Positive free cash flow · 38.99Consistent free cash flow · 4/5Reasonable earnings multiple · 7.31
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: May 6, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$187.64
Change-1.20%
Shares Out12.88M
Market Cap$2.42B
Enterprise Value$1.47B
52W Range136.37 - 210.50
Beta1.05
P/E7.99
P/S2.61
P/B2.22
P/FCF5.58
EV/Sales1.58

Investment DNA

How strong this company looks for long-term investors

90
out of 100
Business Quality
Margins, moat, returns
90/100
Financial Strength
Debt, cash, stability
84/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
91/100
Why this score▼
Stable or improving margins · 33.2%Positive revenue growth · 12.3%Positive free cash flow · 38.99Consistent free cash flow · 4/5Reasonable earnings multiple · 7.31Manageable debt level · 0.07

Analyst view

Analyst sentiment and price target

HCI
Analyst sentiment
Based on 14 analyst votes · 2026-09-05
86/100
Bullish
Bullish
10
Hold
4
Bearish
0
Price Target
2026-06-16
Low
$75.00
Mean
$126.50
Median
$133.00
High
$165.00

Company Overview

IPO: 9/15/2008
Industry: Insurance - Property & Casualty
P/B i: 2.22
Debt / Equity i: 0.07
Operating Margin: 47.65%
Net Margin: 33.19%
ROE i: -
ROIC: -

Financial Health

Score17 / 20
Debt / Equity: 0.07
Current Ratio: 1.24
Quick Ratio: 1.24
Status: Strong

Insider Transactions

Recent executive and insider activity

Burks Robert Wayne
Transaction: 06/11/2026
BUY
Change
+750
Price
Not reported
Filing
06/15/2026
Type
BUY
Watts Susan
Transaction: 06/11/2026
BUY
Change
+750
Price
Not reported
Filing
06/15/2026
Type
BUY
Politis Peter
Transaction: 06/11/2026
BUY
Change
+750
Price
Not reported
Filing
06/15/2026
Type
BUY