Holland Noel R.
Transaction: 07/10/2026
BUY
Change
—
Price
$21.25
Filing
07/14/2026
Type
BUY
Columbia Financial, Inc.
CLBK • Banks - Regional
$11.70
— 0.00 (0.00%)
Current price
EarningsLatest report: Mar 31, 2026
BALANCED PROFILENeutralConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$1.19B
Growth
13.4%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 10.2%Positive revenue growth · 14.0%Positive free cash flow · 0.58Consistent free cash flow · 5/5Weak liquidity · 0.08
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 20, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$11.70
Change0.00%
Shares Out101.45M
Market Cap$1.19B
Enterprise Value$2.16B
52W Range6.21 - 11.74
Beta0.25
P/E21.21
P/S2.33
P/B1.01
P/FCF18.45
EV/Sales4.24
Price$11.70
Change0.00%
Shares Out101.45M
Market Cap$1.19B
Enterprise Value$2.16B
52W Range6.21 - 11.74
Beta0.25
P/E21.21
P/S2.33
P/B1.01
P/FCF18.45
EV/Sales4.24
EV/EBITDA30.01
EV/FCF33.54
Earnings Yield4.71%
FCF Yield5.42%
Dividend Yield0.00%
Gross Margin50.25%
Oper. Margin11.86%
Profit Margin10.20%
Debt/Eq1.02
Current Ratio0.08
Quick Ratio0.08
Revenue 5Y13.35%
FCF 5Y2.13%
Target$14.00
Target Upside19.66%
Target Median$14.00
Target Range14.00 - 14.00
Volume4.89M
Avg Volume3.50M
EPS Surprise-0.01
Investment DNA
How strong this company looks for long-term investors
58
out of 100
Business Quality
Margins, moat, returns
55/100
Financial Strength
Debt, cash, stability
31/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
56/100
Why this score▼
Stable or improving margins · 10.2%Positive revenue growth · 14.0%Positive free cash flow · 0.58Consistent free cash flow · 5/5Weak liquidity · 0.08
Analyst view
Analyst sentiment and price target
Analyst sentiment
Based on 2 analyst votes · 2026-09-05
75/100
Bullish
Bullish
1
Hold
1
Bearish
0
Price Target
2026-07-31
Low
$17.00
Mean
$17.00
Median
$17.00
High
$17.00
Insider Transactions
Recent executive and insider activity
Kemly Thomas J.
Transaction: 07/10/2026
BUY
Change
—
Price
$21.25
Filing
07/14/2026
Type
BUY
Klimowich John
Transaction: 07/10/2026
BUY
Change
—
Price
$21.25
Filing
07/14/2026
Type
BUY
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| Holland Noel R. | BUY | — | $21.25 | 07/10/2026 | 07/14/2026 |
| Kemly Thomas J. | BUY | — | $21.25 | 07/10/2026 | 07/14/2026 |
| Klimowich John | BUY | — | $21.25 | 07/10/2026 | 07/14/2026 |
| Holland Noel R. | BUY | — | $20.86 | 06/26/2026 | 06/30/2026 |
| Torres Daria Stacy-Walls | BUY | — | $20.86 | 06/26/2026 | 06/30/2026 |
| Kemly Thomas J. | BUY | — | $20.86 | 06/26/2026 | 06/30/2026 |
| Klimowich John | BUY | — | $20.86 | 06/26/2026 | 06/30/2026 |
| WAINWRIGHT JIM HOBART | OTHER | 0 | Not reported | 06/25/2026 | 06/25/2026 |
| Holland Noel R. | BUY | — | $20.70 | 06/12/2026 | 06/16/2026 |
| Kemly Thomas J. | BUY | — | $20.70 | 06/12/2026 | 06/16/2026 |
| Klimowich John | BUY | — | $20.70 | 06/12/2026 | 06/16/2026 |
| Torres Daria Stacy-Walls | BUY | — | $20.70 | 06/12/2026 | 06/16/2026 |
| Kemly Thomas J. | BUY | — | $20.13 | 05/29/2026 | 06/02/2026 |
| Klimowich John | BUY | — | $20.13 | 05/29/2026 | 06/02/2026 |
| Klimowich John | BUY | — | $19.57 | 05/15/2026 | 05/19/2026 |
| Torres Daria Stacy-Walls | BUY | — | $19.57 | 05/15/2026 | 05/19/2026 |
| Kemly Thomas J. | BUY | — | $19.57 | 05/15/2026 | 05/19/2026 |
| Holland Noel R. | BUY | — | $19.57 | 05/15/2026 | 05/19/2026 |
| Kemly Thomas J. | BUY | — | $19.25 | 05/01/2026 | 05/05/2026 |
| Gibney Dennis E. | SELL | -11,512 | Not reported | 05/01/2026 | 05/05/2026 |