Banco Bilbao Vizcaya Argentaria, S.A.

BBVA • Banks - Diversified

$29.51

— 0.00 (0.00%)

EarningsLatest report: Mar 31, 2026

BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.

Market Cap

$167.00B

Growth

—

Cash Flow

2/5

Trend

Volatile

Evidence

Stable or improving margins · 28.5%Positive revenue growth · 6.0%Positive free cash flow · 2.2Reasonable earnings multiple · 11.27Weak liquidity · 0.44

Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$29.51

Change0.00%

Shares Out5.66B

Market Cap$167.00B

52W Range16.44 - 27.60

Beta0.88

P/E9.48

P/S10.64

P/B2.01

P/FCF0.00

EV/Sales10.65

EV/EBITDA22.08

Price$29.51

Change0.00%

Shares Out5.66B

Market Cap$167.00B

52W Range16.44 - 27.60

Beta0.88

P/E9.48

P/S10.64

P/B2.01

P/FCF0.00

EV/Sales10.65

EV/EBITDA22.08

EV/FCF0.00

Earnings Yield10.55%

FCF Yield0.00%

Dividend Yield0.00%

Gross Margin83.56%

Oper. Margin43.94%

Profit Margin28.46%

Debt/Eq1.43

Current Ratio0.44

Quick Ratio0.44

Volume3.16M

Avg Volume1.46M

EPS Surprise0.03

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

90/100

Financial Strength

Debt, cash, stability

27/100

Growth Potential

Revenue and expansion

48/100

Price Attractiveness

Cheap or expensive today

88/100

Why this score▼

Stable or improving margins · 28.5%Positive revenue growth · 6.0%Positive free cash flow · 2.2Reasonable earnings multiple · 11.27Weak liquidity · 0.44

Analyst view

Analyst sentiment and price target

BBVA

Analyst sentiment

Based on 13 analyst votes · 2026-09-05

73/100

Bullish

Hold

Bearish

Company Overview

IPO: 12/15/1988

Industry: Banks - Diversified

P/B i: 2.01

Debt / Equity i: 1.43

Operating Margin: 43.94%

Net Margin: 28.46%

ROE i: -

ROIC: -

Financial Health

Score5 / 20

Debt / Equity: 1.43

Current Ratio: 0.44

Quick Ratio: 0.44

Status: Weak

Warnings

Weak Liquidity
Weak quick ratio

🧾

No insider activity

No recent insider transactions available.

About the Company

Banco Bilbao Vizcaya Argentaria, S.A.

Banco Bilbao Vizcaya Argentaria, S.A., established in Bilbao, Spain, in 1857, operates as a comprehensive global financial services provider through its various subsidiaries. The institution specializes in retail banking, wholesale banking, and asset management. Its extensive product offerings include everyday current accounts, a variety of deposit options such as demand, savings, overnight, time, term, and subordinated deposits, along with numerous loan products. BBVA also trades in securities and manages both pension and investment funds. Additional services encompass credit cards, corporate and investment banking solutions, insurance products, and real estate services. The bank delivers these offerings through both online and mobile digital channels. As of December 31, 2021, its physical presence was robust, featuring 6,083 branches and 29,148 ATMs. Geographically, BBVA maintains operations across Spain, Mexico, South America, the United States, Turkey, Asia, and the wider European region.

Source - link

Peers

BCDRF BCS C HSBC ING MUFG NWG RY SAN SMFG UBS

Size reflects market cap · color matches the chart line

1Y peer performance

Top performers + selected company

Latest news

Banco BBVA Argentina: Bullish With Some Caveats Into 2027

Banco BBVA Argentina S.A. offers high-risk, high-reward exposure to Argentine President Javier Milei's economic reform agenda. BBAR's Q2 results showed sequential improvement: net income up sharply from Q1, ROE rebounding to 12.2%, and consumer lending expansion underway. Valuation remains attractive at 1.1x book, well below historical highs; upside hinges on the 2027 presidential election outcome.

Seeking Alpha

Banco BBVA Argentina: Strong Credit Runway, But Not Enough Evidence Yet

Banco BBVA Argentina S.A. shows early signs of earnings recovery, with Q2 ROE improving to 12.2% and fee income strengthening. Management expects real loan growth of 10% in 2026 and aims to outpace the market, leveraging strong liquidity and capital ratios. Credit quality remains a concern, with NPL ratio at 6.09% and cost of risk projected at 6.5% for 2026, though some metrics are stabilizing.

Seeking Alpha

BBVA Banco Frances Q2 Earnings Call Highlights

BBVA Banco Frances NYSE: BBAR reported inflation-adjusted net income of ARS 131.6 billion for the second quarter of 2026, up 44.6% from the prior quarter, as Argentina's lower-inflation environment supported relatively stable operating income. The bank's quarterly return on equity rose to 12.2% from 8.3% in the first quarter.

MarketBeat

BBVA Argentina Announces Second Quarter 2026 Financial Results

BUENOS AIRES--(BUSINESS WIRE)--Banco BBVA Argentina S.A (NYSE; BYMA; MAE: BBAR; LATIBEX: XBBAR) (“BBVA Argentina” or “BBVA” or “the Bank”) announced today its consolidated results for the second quarter (2Q26), ended on June 30, 2026. As of January 1, 2020, the Bank started to inform its inflation adjusted results pursuant to IAS 29 reporting. To facilitate comparison, figures of comparable quarters of 2025 and 2026 have been updated according to IAS 29 reporting to reflect the accumulated effe.

Business Wire

Royal Financial (OTCMKTS:RYFL) & Banco Bilbao Viscaya Argentaria (NYSE:BBVA) Financial Review

Banco Bilbao Viscaya Argentaria (NYSE: BBVA - Get Free Report) and Royal Financial (OTCMKTS:RYFL - Get Free Report) are both finance companies, but which is the superior business? We will contrast the two companies based on the strength of their profitability, earnings, analyst recommendations, institutional ownership, dividends, valuation and risk. Profitability This table compares Banco Bilbao

Defense World

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-30	0.57	0.6	0.03
2026-02-05	0.5	0.5	0
2025-10-30	0.48	0.49	0.01
2025-07-31	0.47	0.52	0.05
2025-04-29	0.47	0.47	0
2024-10-31	0.4769	0.52	0.0431
2024-07-31	0.524	0.557	0.033
2024-04-29	0.38	0.3908	0.0108
2024-01-30	0.3999	0.3891	-0.0108
2023-10-31	0.3837	0.3837	0
2023-07-28	0.34	0.36	0.02
2023-04-27	0.3079	0.31	0.0021