Royal Bank of Canada

RY • Banks - Diversified

$210.59

— 0.00 (0.00%)

EarningsLatest report: Jul 31, 2026

BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.

Market Cap

$208.84B

Growth

7.6%

Cash Flow

5/5

Trend

Stable

Evidence

Stable or improving margins · 14.8%Positive revenue growth · 24.6%Positive free cash flow · 37.64Consistent free cash flow · 5/5Reasonable earnings multiple · 14.18

Financial data as of: Jul 31, 2026, 12:00 AM UTCLast earnings update: Jul 31, 2026, 12:00 AM UTCLast profile update: Aug 28, 2026, 12:05 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$210.59

Change0.00%

Shares Out991.70M

Market Cap$208.84B

52W Range143.13 - 218.57

Beta0.93

P/E11.71

P/S7.60

P/B1.83

P/FCF11.18

EV/Sales17.13

EV/EBITDA74.29

Price$210.59

Change0.00%

Shares Out991.70M

Market Cap$208.84B

52W Range143.13 - 218.57

Beta0.93

P/E11.71

P/S7.60

P/B1.83

P/FCF11.18

EV/Sales17.13

EV/EBITDA74.29

EV/FCF25.20

Earnings Yield8.54%

FCF Yield8.94%

Dividend Yield0.94%

Gross Margin45.26%

Oper. Margin18.67%

Profit Margin14.82%

Debt/Eq6.00

Current Ratio0.13

Quick Ratio0.13

Revenue 5Y7.64%

FCF 5Y11.76%

Target$225.00

Target Upside6.84%

Target Median$225.00

Target Range225.00 - 225.00

Volume1.66M

Avg Volume1.54M

EPS Surprise0.03

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

68/100

Financial Strength

Debt, cash, stability

20/100

Growth Potential

Revenue and expansion

58/100

Price Attractiveness

Cheap or expensive today

73/100

Why this score▼

Stable or improving margins · 14.8%Positive revenue growth · 24.6%Positive free cash flow · 37.64Consistent free cash flow · 5/5Reasonable earnings multiple · 14.18High debt level · 6

Analyst view

Analyst sentiment and price target

Analyst sentiment

Based on 30 analyst votes · 2026-09-05

70/100

Bullish

Hold

Bearish

Price Target

2026-08-28

Low

$225.00

Mean

$225.00

Median

$225.00

High

$225.00

Company Overview

IPO: 10/16/1995

Industry: Banks - Diversified

P/B i: 1.83

Debt / Equity i: 6.00

Operating Margin: 18.67%

Net Margin: 14.82%

ROE i: -

ROIC: -

Financial Health

Score4 / 20

Debt / Equity: 6.00

Current Ratio: 0.13

Quick Ratio: 0.13

Status: HighRisk

Warnings

High debt level
Weak Liquidity
Weak quick ratio

🧾

No insider activity

No recent insider transactions available.

About the Company

Royal Bank of Canada

Royal Bank of Canada (RBC), established in 1864 and headquartered in Toronto, Canada, operates as a comprehensive global financial institution. Its Personal & Commercial Banking division caters to individual clients by providing essential services like checking and savings accounts, various lending options (including mortgages, personal loans, and auto financing), private banking, investment vehicles such as mutual funds and guaranteed investment certificates (GICs), along with credit cards and payment solutions. For small and medium-sized commercial enterprises, this segment delivers a suite of services including financing, leasing, deposit management, foreign exchange, cash management, auto dealer financing, and trade solutions. These offerings are readily accessible through its extensive network of branches, ATMs, and mobile platforms. The Wealth Management segment specializes in delivering bespoke, advice-driven strategies and solutions to affluent and ultra-affluent individuals, as well as institutional investors. Through its Insurance arm, RBC offers a broad spectrum of protection and advisory services. These encompass life, health, home, auto, travel, wealth, annuities, and reinsurance, alongside comprehensive business insurance options. Clients, whether individuals, businesses, or groups, can access these services via advice centers, dedicated RBC insurance stores, mobile advisors, diverse digital and social platforms, independent brokers, and travel alliances. The Investor & Treasury Services division supports financial institutions and other investors with critical asset servicing, custody, payment processing, and treasury functions. It further extends its expertise to include fund and investment administration, shareholder services, private capital solutions, performance measurement, compliance oversight, distribution support, transaction banking, robust cash and liquidity management, foreign exchange capabilities, and global securities financing. Finally, the Capital Markets segment provides extensive corporate and investment banking solutions. This includes the origination and distribution of equity and debt instruments, strategic advisory services, and comprehensive sales and trading capabilities. Its clientele spans corporations, institutional investors, asset managers, private equity firms, and governmental entities.

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Peers

BAC C GS HSBC MUFG TD WFC

Size reflects market cap · color matches the chart line

1Y peer performance

Top performers + selected company

Latest news

Royal Bank of Canada: Another Record Quarter, Same Valuation Problem

Royal Bank of Canada delivered record Q3 net income of C$6.0 billion, up 11% YoY, with adjusted EPS rising 11% to C$4.28. Book value per share reached C$96.73, reflecting consistent 9% annualized growth over the past decade, underscoring robust capital compounding. RY's diversified business mix offset segment volatility; Wealth Management surged 32%, and Capital Markets 16%, while Personal Banking Canada dipped 1%.

Seeking Alpha

Royal Bank of Canada (RY:CA) Q3 2026 Earnings Call Transcript

Seeking Alpha

Royal Bank Of Canada Q3 Earnings Call Highlights

Royal Bank Of Canada NYSE: RY reported record third-quarter earnings of CAD 6 billion, up 11% from a year earlier, as broad-based revenue growth across its banking, wealth management and capital-markets businesses supported profitability.

MarketBeat

Royal Bank (RY) Q3 Earnings and Revenues Beat Estimates

Royal Bank (RY) came out with quarterly earnings of $3.07 per share, beating the Zacks Consensus Estimate of $2.89 per share. This compares to earnings of $2.79 per share a year ago.

Zacks Investment Research

Royal Bank of Canada Notches Record Income

Royal Bank said third-quarter income rose to 6.02 billion Canadian dollars, or C$4.23 a share, from C$5.41 billion, or C$3.75 a share, a year earlier.

WSJ

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-05-28	2.81	2.84	0.03
2026-02-26	2.81	2.94	0.13
2025-12-03	2.51	2.76	0.25
2025-08-27	2.36	2.79	0.43
2025-05-29	2.25	2.2	-0.05
2025-02-27	2.28	2.55	0.27
2024-12-04	2.15	2.25	0.1
2024-08-28	2.15	2.38	0.23
2024-05-30	2.11	2.14	0.03
2024-02-28	2.08	2.12	0.04
2023-11-30	1.89	2	0.11
2023-08-24	2.05	2.15	0.1