VersaBank
VBNK • Banks - Regional
$22.41
▲ +1.82 (+8.84%)
Current price
EarningsSep 4, 11:08 AM UTC
New financial eventQ3 2026Positive
VersaBank has reported Q3 2026 financial results
The latest report is predominantly positive and shows an overall improvement in financial performance. Revenue and profitability advanced at a meaningful pace, while the weaker areas should be reviewed in context. The report may attract increased investor attention and price volatility.
Finzati signal
Positive development
Sep 4, 11:08 AM UTC
Improved
+22.43%
Revenue
Improved
+54.53%
Net income
Changed
-80.61%
Free cash flow
Changed
-21.10%
Cash
Changed
+1.66%
Total debt
What changed
↑Revenue increased 22.4% versus the comparable prior period, indicating stronger top-line growth.
↑Net income increased 54.5%, showing improved profitability.
↓Free cash flow declined 80.6%, indicating pressure on cash generation.
↓Cash and short-term investments declined 21.1%.
Based on newly processed financial statements and comparable prior-period data.This is informational analysis, not investment advice.
Financial data as of: Jul 31, 2026, 12:00 AM UTCLast earnings update: Sep 4, 2026, 11:08 AM UTCLast profile update: Sep 4, 2026, 12:11 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$22.41
Change8.84%
Shares Out23.01M
Market Cap$515.63M
52W Range11.25 - 25.05
Beta1.10
P/E20.77
P/S7.30
P/B1.13
P/FCF27.84
EV/Sales1.29
EV/EBITDA10.66
Price$22.41
Change8.84%
Shares Out23.01M
Market Cap$515.63M
52W Range11.25 - 25.05
Beta1.10
P/E20.77
P/S7.30
P/B1.13
P/FCF27.84
EV/Sales1.29
EV/EBITDA10.66
EV/FCF4.93
Earnings Yield4.81%
FCF Yield3.59%
Dividend Yield0.13%
Gross Margin100.00%
Oper. Margin34.51%
Profit Margin23.67%
Debt/Eq0.20
Current Ratio0.13
Quick Ratio0.13
Revenue 5Y-0.89%
Target$24.00
Target Upside7.10%
Target Median$24.00
Target Range20.00 - 28.00
Volume424.24K
Avg Volume102.24K
EPS Surprise0.02
Investment DNA
How strong this company looks for long-term investors
66
out of 100
Business Quality
Margins, moat, returns
90/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
81/100
Why this score▼
Stable or improving margins · 23.7%Reasonable earnings multiple · 18.4Manageable debt level · 0.2Weak liquidity · 0.13
Analyst view
Analyst sentiment and price target
Analyst sentiment
Based on 2 analyst votes · 2026-09-05
100/100
Bullish
Bullish
2
Hold
0
Bearish
0
Price Target
2026-09-04
Low
$20.00
Mean
$24.00
Median
$24.00
High
$28.00
🧾
No insider activity
No recent insider transactions available.