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VersaBank

VBNK • Banks - Regional
$22.67
— 0.00 (0.00%)
Current price
EarningsLatest report: Jul 31, 2026
BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$662.91M
Growth
-0.9%
Cash Flow
2/5
Trend
Volatile
Evidence
Stable or improving margins · 23.7%Reasonable earnings multiple · 18.4Manageable debt level · 0.2Weak liquidity · 0.13
Financial data as of: Jul 31, 2026, 12:00 AM UTCLast earnings update: Jul 31, 2026, 12:00 AM UTCLast profile update: Sep 4, 2026, 12:11 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$22.67
Change0.00%
Market Cap$662.91M
52W Range11.25 - 25.05
Beta1.10
Gross Margin100.00%
Oper. Margin34.51%
Profit Margin23.67%
Debt/Eq0.20
Current Ratio0.13
Quick Ratio0.13
Revenue 5Y-0.89%

Investment DNA

How strong this company looks for long-term investors

66
out of 100
Business Quality
Margins, moat, returns
90/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
81/100
Why this score▼
Stable or improving margins · 23.7%Reasonable earnings multiple · 18.4Manageable debt level · 0.2Weak liquidity · 0.13

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-09-04
Low
$20.00
Mean
$24.00
Median
$24.00
High
$28.00

Company Overview

IPO: 8/27/2021
Industry: Banks - Regional
P/B i: 0.98
Debt / Equity i: 0.20
Operating Margin: 34.51%
Net Margin: 23.67%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.20
Current Ratio: 0.13
Quick Ratio: 0.13
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio
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No insider activity

No recent insider transactions available.