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Universal Insurance Holdings, Inc.

UVE • Insurance - Property & Casualty
$44.14
▼ -0.63 (-1.41%)
Current price
EarningsLatest report: Mar 31, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$1.17B
Growth
31.9%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 11.5%Positive revenue growth · 12.4%Positive free cash flow · 13.54Consistent free cash flow · 5/5Reasonable earnings multiple · 5.15
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 23, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$44.14
Change-1.41%
Market Cap$1.17B
52W Range21.96 - 42.13
Beta0.75
Gross Margin38.21%
Oper. Margin15.23%
Profit Margin11.47%
Debt/Eq0.18
Current Ratio0.58
Quick Ratio0.58
Revenue 5Y31.91%

Investment DNA

How strong this company looks for long-term investors

85
out of 100
Business Quality
Margins, moat, returns
75/100
Financial Strength
Debt, cash, stability
58/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
94/100
Why this score▼
Stable or improving margins · 11.5%Positive revenue growth · 12.4%Positive free cash flow · 13.54Consistent free cash flow · 5/5Reasonable earnings multiple · 5.15Manageable debt level · 0.18

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-06-30
Low
$40.00
Mean
$40.00
Median
$40.00
High
$40.00

Company Overview

IPO: 6/6/2003
Industry: Insurance - Property & Casualty
P/B i: 1.71
Debt / Equity i: 0.18
Operating Margin: 15.23%
Net Margin: 11.47%
ROE i: -
ROIC: -

Financial Health

Score12 / 20
Debt / Equity: 0.18
Current Ratio: 0.58
Quick Ratio: 0.58
Status: Good

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

DOWNES SEAN P
Transaction: 06/11/2026
SELL
Change
-20,000
Price
$38.22
Filing
06/12/2026
Type
SELL
Springer Jon
Transaction: 06/11/2026
BUY
Change
+3,414
Price
Not reported
Filing
06/12/2026
Type
BUY
Brown Shannon A
Transaction: 06/11/2026
BUY
Change
+3,414
Price
Not reported
Filing
06/12/2026
Type
BUY