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Usio, Inc.

USIO • Software - Infrastructure
$2.75
▲ +0.01 (+0.36%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.
Market Cap
$76.50M
Growth
15.4%
Cash Flow
4/5
Trend
Mostly stable
Evidence
Positive free cash flow · 0.04Consistent free cash flow · 4/5Manageable debt level · 0.22Negative growth trendWeak profitability
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 14, 2026, 12:28 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$2.75
Change0.36%
Shares Out27.82M
Market Cap$76.50M
Enterprise Value$73.48M
52W Range1.03 - 2.98
Beta1.31
P/E-50.73
P/S0.83
P/B4.07
P/FCF-0.00
EV/Sales0.79

Investment DNA

How strong this company looks for long-term investors

44
out of 100
Business Quality
Margins, moat, returns
22/100
Financial Strength
Debt, cash, stability
59/100
Growth Potential
Revenue and expansion
23/100
Price Attractiveness
Cheap or expensive today
75/100
Why this score▼
Positive free cash flow · 0.04Consistent free cash flow · 4/5Manageable debt level · 0.22Negative growth trendWeak profitability

Analyst view

Analyst sentiment and price target

USIO
Analyst sentiment
Based on 4 analyst votes · 2026-09-05
88/100
Bullish
Bullish
3
Hold
1
Bearish
0
Price Target
2026-08-14
Low
$4.00
Mean
$5.50
Median
$5.50
High
$7.00

Company Overview

IPO: 2/22/1999
Industry: Software - Infrastructure
P/B i: 4.07
Debt / Equity i: 0.22
Operating Margin: -2.76%
Net Margin: -2.94%
ROE i: -
ROIC: -

Financial Health

Score12 / 20
Debt / Equity: 0.22
Current Ratio: 1.08
Quick Ratio: 1.08
Status: Good

Insider Transactions

Recent executive and insider activity

White Michael Joseph
Transaction: 06/21/2026
SELL
Change
-1,779
Price
$1.82
Filing
06/23/2026
Type
SELL
Rollins Brad
Transaction: 06/21/2026
SELL
Change
-7,000
Price
Not reported
Filing
06/23/2026
Type
SELL
Rollins Brad
Transaction: 06/21/2026
BUY
Change
+7,000
Price
$1.82
Filing
06/23/2026
Type
BUY