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United Bankshares, Inc.

UBSI • Banks - Regional
$47.83
▲ +0.24 (+0.50%)
Current price
EarningsLatest report: Mar 31, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$6.47B
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 25.5%Positive revenue growth · 12.1%Positive free cash flow · 3.43Consistent free cash flow · 5/5Reasonable earnings multiple · 11.61
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 23, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$47.83
Change0.50%
Market Cap$6.47B
52W Range34.10 - 46.98
Beta0.74
Gross Margin65.35%
Oper. Margin32.42%
Profit Margin25.52%
Debt/Eq0.17
Current Ratio28.21
Quick Ratio28.21
Target$47.50

Investment DNA

How strong this company looks for long-term investors

82
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
76/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
89/100
Why this score▼
Stable or improving margins · 25.5%Positive revenue growth · 12.1%Positive free cash flow · 3.43Consistent free cash flow · 5/5Reasonable earnings multiple · 11.61Manageable debt level · 0.17

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-07-02
Low
$44.00
Mean
$47.50
Median
$48.00
High
$50.00

Company Overview

IPO: 6/4/1987
Industry: Banks - Regional
P/B i: 0.98
Debt / Equity i: 0.17
Operating Margin: 32.42%
Net Margin: 25.52%
ROE i: -
ROIC: -

Financial Health

Score15 / 20
Debt / Equity: 0.17
Current Ratio: 28.21
Quick Ratio: 28.21
Status: Good

Insider Transactions

Recent executive and insider activity

WINTER P CLINTON
Transaction: 07/01/2026
BUY
Change
+470
Price
Not reported
Filing
07/01/2026
Type
BUY
WINTER P CLINTON
Transaction: 06/01/2026
BUY
Change
+7
Price
Not reported
Filing
06/02/2026
Type
BUY
WINTER P CLINTON
Transaction: 05/15/2026
BUY
Change
+744
Price
Not reported
Filing
05/15/2026
Type
BUY