Finzati - Logo
SLM logo

SLM Corporation

SLMFinancial - Credit Services
$27.08
+0.59 (+2.23%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$4.56B
Growth
Cash Flow
2/5
Trend
Volatile
Evidence
Stable or improving margins · 24.0%Positive revenue growth · 18.4%Positive free cash flow · 2.78Reasonable earnings multiple · 7.53High debt level · 2.39
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$27.08
Change2.23%
Market Cap$4.56B
52W Range17.77 - 33.49
Beta0.96
Gross Margin53.11%
Oper. Margin31.92%
Profit Margin23.95%
Debt/Eq2.39
Current Ratio0.28
Quick Ratio0.28
Target$29.00

Investment DNA

How strong this company looks for long-term investors

76
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
20/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
90/100
Why this score
Stable or improving margins · 24.0%Positive revenue growth · 18.4%Positive free cash flow · 2.78Reasonable earnings multiple · 7.53High debt level · 2.39Weak liquidity · 0.28

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-07-24
Low
$28.00
Mean
$29.00
Median
$29.00
High
$30.00

Company Overview

IPO: 9/23/1983
Industry: Financial - Credit Services
P/B i: 2.29
Debt / Equity i: 2.39
Operating Margin: 31.92%
Net Margin: 23.95%
ROE i: -
ROIC: -

Financial Health

Score4 / 20
Debt / Equity: 2.39
Current Ratio: 0.28
Quick Ratio: 0.28
Status: HighRisk

Warnings

  • High debt level
  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Blackley Richard Scott
Transaction: 06/17/2026
BUY
Change
+1,198
Price
Not reported
Filing
06/18/2026
Type
BUY
GREIG HENRY F
Transaction: 06/17/2026
BUY
Change
+1,089
Price
Not reported
Filing
06/18/2026
Type
BUY
Manvitz Ted
Transaction: 06/17/2026
BUY
Change
+1,062
Price
Not reported
Filing
06/18/2026
Type
BUY