Finzati - Logo
PYPL logo

PayPal Holdings, Inc.

PYPLFinancial - Credit Services
$54.96
-1.86 (-3.27%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$51.47B
Growth
16.3%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 15.8%Positive revenue growth · 12.5%Positive free cash flow · 5.8Consistent free cash flow · 5/5Reasonable earnings multiple · 10.7
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$54.96
Change-3.27%
Market Cap$51.47B
52W Range38.46 - 79.22
Beta1.33
Gross Margin46.62%
Oper. Margin18.28%
Profit Margin15.78%
Debt/Eq0.49
Current Ratio1.29
Quick Ratio1.29
Revenue 5Y16.34%

Investment DNA

How strong this company looks for long-term investors

86
out of 100
Business Quality
Margins, moat, returns
77/100
Financial Strength
Debt, cash, stability
83/100
Growth Potential
Revenue and expansion
89/100
Price Attractiveness
Cheap or expensive today
88/100
Why this score
Stable or improving margins · 15.8%Positive revenue growth · 12.5%Positive free cash flow · 5.8Consistent free cash flow · 5/5Reasonable earnings multiple · 10.7Manageable debt level · 0.49

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-07-30
Low
$40.00
Mean
$53.57
Median
$54.00
High
$70.00

Company Overview

IPO: 7/6/2015
Industry: Financial - Credit Services
P/B i: 2.76
Debt / Equity i: 0.49
Operating Margin: 18.28%
Net Margin: 15.78%
ROE i: -
ROIC: -

Financial Health

Score17 / 20
Debt / Equity: 0.49
Current Ratio: 1.29
Quick Ratio: 1.29
Status: Strong

Insider Transactions

Recent executive and insider activity

Keller Frank
Transaction: 07/15/2026
SELL
Change
-1,639
Price
Not reported
Filing
07/16/2026
Type
SELL
Keller Frank
Transaction: 07/15/2026
SELL
Change
-907
Price
$47.37
Filing
07/16/2026
Type
SELL
Natali Chris
Transaction: 07/15/2026
SELL
Change
-943
Price
$47.37
Filing
07/16/2026
Type
SELL