Heagy Eric J.
Transaction: 06/16/2025
BUY
Change
+6,900
Price
Not reported
Filing
06/17/2025
Type
BUY
PFS Bancorp, Inc.
PFSB • Banks - Regional
$21.34
▲ +0.40 (+1.92%)
Current price
EarningsLatest report: Jun 30, 2026
BALANCED PROFILENeutralConfidence: 62%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$33.14M
Growth
-100.0%
Cash Flow
3/5
Trend
Mostly stable
Evidence
Positive revenue growth · 34.6%Reasonable earnings multiple · 16.1Manageable debt level · 0Healthy liquidity · 243.93Weak profitability
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:46 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$21.34
Change1.92%
Shares Out1.55M
Market Cap$33.14M
Enterprise Value$-49.50M
52W Range11.54 - 20.80
Beta0.33
P/E19.46
P/S121.38
P/B0.84
P/FCF14.62
EV/Sales-181.31
Price$21.34
Change1.92%
Shares Out1.55M
Market Cap$33.14M
Enterprise Value$-49.50M
52W Range11.54 - 20.80
Beta0.33
P/E19.46
P/S121.38
P/B0.84
P/FCF14.62
EV/Sales-181.31
EV/EBITDA50.10
EV/FCF-21.84
Earnings Yield5.14%
FCF Yield6.84%
Dividend Yield0.00%
Gross Margin0.00%
Oper. Margin0.00%
Profit Margin0.00%
Debt/Eq0.00
Current Ratio243.93
Quick Ratio243.93
Revenue 5Y-100.00%
Volume199.00
Avg Volume2.11K
Investment DNA
How strong this company looks for long-term investors
55
out of 100
Business Quality
Margins, moat, returns
27/100
Financial Strength
Debt, cash, stability
70/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
85/100
Why this score▼
Positive revenue growth · 34.6%Reasonable earnings multiple · 16.1Manageable debt level · 0Healthy liquidity · 243.93Weak profitability
Analyst view
No analyst data available now.
Insider Transactions
Recent executive and insider activity
Heagy Eric J.
Transaction: 06/16/2025
BUY
Change
+17,250
Price
$11.10
Filing
06/17/2025
Type
BUY
Vaske Christopher J.
Transaction: 06/16/2025
BUY
Change
+3,450
Price
Not reported
Filing
06/17/2025
Type
BUY
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| Heagy Eric J. | BUY | +6,900 | Not reported | 06/16/2025 | 06/17/2025 |
| Heagy Eric J. | BUY | +17,250 | $11.10 | 06/16/2025 | 06/17/2025 |
| Vaske Christopher J. | BUY | +3,450 | Not reported | 06/16/2025 | 06/17/2025 |
| Vaske Christopher J. | BUY | +8,625 | $11.10 | 06/16/2025 | 06/17/2025 |
| Tieman Dale R. | BUY | +3,450 | Not reported | 06/16/2025 | 06/17/2025 |
| Tieman Dale R. | BUY | +8,625 | $11.10 | 06/16/2025 | 06/17/2025 |
| Rooney Michael J. | BUY | +3,450 | Not reported | 05/23/2025 | 05/28/2025 |
| Rooney Michael J. | BUY | +8,625 | $10.99 | 05/23/2025 | 05/28/2025 |
| Brandt Jonathan F. | BUY | +3,450 | Not reported | 05/23/2025 | 05/28/2025 |
| Brandt Jonathan F. | BUY | +8,625 | $10.99 | 05/23/2025 | 05/28/2025 |
| Brady James J. IV | BUY | +3,450 | Not reported | 05/23/2025 | 05/28/2025 |
| Brady James J. IV | BUY | +8,625 | $10.99 | 05/23/2025 | 05/28/2025 |
| Kurkowski Cynthia L. | BUY | +3,450 | Not reported | 05/23/2025 | 05/28/2025 |
| Kurkowski Cynthia L. | BUY | +8,625 | $10.99 | 05/23/2025 | 05/28/2025 |
| Vaske Christopher J. | OTHER | 0 | Not reported | 10/17/2023 | 10/17/2023 |
| Rooney Michael J. | OTHER | 0 | Not reported | 10/17/2023 | 10/17/2023 |
| Kurkowski Cynthia L. | OTHER | 0 | Not reported | 10/17/2023 | 10/17/2023 |
| Brandt Jonathan F. | OTHER | 0 | Not reported | 10/17/2023 | 10/17/2023 |
| Brady James J. IV | OTHER | 0 | Not reported | 10/17/2023 | 10/17/2023 |
| Tieman Dale R. | OTHER | 0 | Not reported | 10/17/2023 | 10/17/2023 |