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Peoples Bancorp of North Carolina, Inc.

PEBKBanks - Regional
$44.14
+0.83 (+1.92%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$242.68M
Growth
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 17.3%Positive revenue growth · 10.2%Positive free cash flow · 2.94Consistent free cash flow · 5/5Reasonable earnings multiple · 12.41
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 6, 2026, 1:16 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$44.14
Change1.92%
Shares Out5.50M
Market Cap$242.68M
Enterprise Value$224.70M
52W Range26.81 - 45.78
Beta0.31
P/E12.16
P/S2.20
P/B1.50
P/FCF16.78
EV/Sales2.04

Investment DNA

How strong this company looks for long-term investors

76
out of 100
Business Quality
Margins, moat, returns
82/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
87/100
Why this score
Stable or improving margins · 17.3%Positive revenue growth · 10.2%Positive free cash flow · 2.94Consistent free cash flow · 5/5Reasonable earnings multiple · 12.41Manageable debt level · 0.12
Analyst view
No analyst data available now.

Company Overview

IPO: 10/16/1985
Industry: Banks - Regional
P/B i: 1.50
Debt / Equity i: 0.12
Operating Margin: 22.56%
Net Margin: 17.30%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.12
Current Ratio: 0.18
Quick Ratio: 0.18
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

ABERNETHY JAMES S
Transaction: 07/30/2026
SELL
Change
-1,000
Price
$42.91
Filing
07/31/2026
Type
SELL
ABERNETHY JAMES S
Transaction: 07/29/2026
SELL
Change
-500
Price
$43.17
Filing
07/30/2026
Type
SELL
ABERNETHY JAMES S
Transaction: 07/28/2026
SELL
Change
-1,000
Price
$42.89
Filing
07/30/2026
Type
SELL