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Peoples Bancorp of North Carolina, Inc.

PEBK • Banks - Regional
$43.53
— 0.00 (0.00%)
Current price
EarningsOct 20, 11:11 AM UTC
New financial eventQ3 2026Mixed

Peoples Bancorp of North Carolina, Inc. has reported Q3 2026 financial results

The latest report contains a combination of positive and negative financial changes. The stronger areas should be weighed against the weaker ones before drawing conclusions. The report may attract increased investor attention and price volatility.

Finzati signal
Mixed development
Oct 20, 11:11 AM UTC
Changed
-10.16%
Revenue
Improved
+55.12%
Net income
Changed
-6.66%
Free cash flow
Changed
-25.54%
Cash
Improved
-100.00%
Total debt
What changed
↓Revenue declined 10.2% versus the comparable prior period, indicating weaker top-line performance.
↑Net income increased 55.1%, showing improved profitability.
↓Free cash flow declined 6.7%, indicating pressure on cash generation.
↓Total debt declined 100.0%, modestly improving financial flexibility.
Based on newly processed financial statements and comparable prior-period data.This is informational analysis, not investment advice.
Financial data as of: Sep 30, 2026, 12:00 AM UTCLast earnings update: Oct 20, 2026, 11:11 AM UTCLast profile update: Oct 20, 2026, 12:19 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$43.53
Change0.00%
Market Cap$239.68M
52W Range27.33 - 45.78
Beta0.31
Gross Margin77.71%
Oper. Margin22.56%
Profit Margin17.30%
Debt/Eq0.12
Current Ratio0.18
Quick Ratio0.18
Volume8.39K

Investment DNA

How strong this company looks for long-term investors

76
out of 100
Business Quality
Margins, moat, returns
82/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
87/100
Why this score▼
Stable or improving margins · 17.3%Positive revenue growth · 10.2%Positive free cash flow · 2.94Consistent free cash flow · 5/5Reasonable earnings multiple · 12.41Manageable debt level · 0.12
Analyst view
No analyst data available now.

Company Overview

IPO: 10/16/1985
Industry: Banks - Regional
P/B i: 1.57
Debt / Equity i: 0.12
Operating Margin: 22.56%
Net Margin: 17.30%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.12
Current Ratio: 0.18
Quick Ratio: 0.18
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

ABERNETHY JAMES S
Transaction: 09/02/2026
SELL
Change
-500
Price
$43.50
Filing
09/02/2026
Type
SELL
ABERNETHY ROBERT C
Transaction: 09/02/2026
SELL
Change
-7,000
Price
$43.61
Filing
09/02/2026
Type
SELL
Abernethy Robert C. JR
Transaction: 09/01/2026
SELL
Change
-1,200
Price
$43.13
Filing
09/01/2026
Type
SELL