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OP Bancorp

OPBK • Banks - Regional
$15.46
▲ +0.11 (+0.72%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$222.67M
Growth
13.9%
Cash Flow
4/5
Trend
Mostly stable
Evidence
Stable or improving margins · 15.4%Positive revenue growth · 20.5%Positive free cash flow · 1.57Consistent free cash flow · 4/5Reasonable earnings multiple · 8.19
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 23, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$15.46
Change0.72%
Market Cap$222.67M
52W Range12.41 - 15.27
Beta0.60
Gross Margin54.66%
Oper. Margin21.20%
Profit Margin15.39%
Debt/Eq0.54
Current Ratio1.91
Quick Ratio1.91
Revenue 5Y13.92%

Investment DNA

How strong this company looks for long-term investors

75
out of 100
Business Quality
Margins, moat, returns
71/100
Financial Strength
Debt, cash, stability
73/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
94/100
Why this score▼
Stable or improving margins · 15.4%Positive revenue growth · 20.5%Positive free cash flow · 1.57Consistent free cash flow · 4/5Reasonable earnings multiple · 8.19Manageable debt level · 0.54

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-06-26
Low
$17.00
Mean
$17.00
Median
$17.00
High
$17.00

Company Overview

IPO: 8/8/2005
Industry: Banks - Regional
P/B i: 0.92
Debt / Equity i: 0.54
Operating Margin: 21.20%
Net Margin: 15.39%
ROE i: -
ROIC: -

Financial Health

Score15 / 20
Debt / Equity: 0.54
Current Ratio: 1.91
Quick Ratio: 1.91
Status: Good

Insider Transactions

Recent executive and insider activity

OH Sang Kyo
Transaction: 06/24/2026
SELL
Change
-9,000
Price
Not reported
Filing
06/25/2026
Type
SELL
OH Sang Kyo
Transaction: 06/24/2026
BUY
Change
+9,000
Price
Not reported
Filing
06/25/2026
Type
BUY
Oh Christine Yoon
Transaction: 06/12/2026
SELL
Change
-1,549
Price
$14.20
Filing
06/12/2026
Type
SELL