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NMI Holdings, Inc.

NMIH • Insurance - Specialty
$44.83
▼ -0.56 (-1.23%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$3.30B
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 55.1%Positive revenue growth · 12.5%Positive free cash flow · 5.31Consistent free cash flow · 5/5Reasonable earnings multiple · 8.14
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$44.83
Change-1.23%
Market Cap$3.30B
52W Range34.84 - 44.74
Beta0.54
Gross Margin91.83%
Oper. Margin70.84%
Profit Margin55.12%
Debt/Eq0.16
Current Ratio1.90
Quick Ratio1.90
Target$46.00

Investment DNA

How strong this company looks for long-term investors

92
out of 100
Business Quality
Margins, moat, returns
90/100
Financial Strength
Debt, cash, stability
94/100
Growth Potential
Revenue and expansion
91/100
Price Attractiveness
Cheap or expensive today
88/100
Why this score▼
Stable or improving margins · 55.1%Positive revenue growth · 12.5%Positive free cash flow · 5.31Consistent free cash flow · 5/5Reasonable earnings multiple · 8.14Manageable debt level · 0.16

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-07-31
Low
$46.00
Mean
$46.00
Median
$46.00
High
$46.00

Company Overview

IPO: 11/8/2013
Industry: Insurance - Specialty
P/B i: 1.22
Debt / Equity i: 0.16
Operating Margin: 70.84%
Net Margin: 55.12%
ROE i: -
ROIC: -

Financial Health

Score19 / 20
Debt / Equity: 0.16
Current Ratio: 1.90
Quick Ratio: 1.90
Status: Strong

Insider Transactions

Recent executive and insider activity

Montgomery Michael Curry
Transaction: 05/19/2026
SELL
Change
-1,554
Price
$37.90
Filing
05/20/2026
Type
SELL
Agrawal Renu
Transaction: 05/14/2026
BUY
Change
+4,512
Price
Not reported
Filing
05/18/2026
Type
BUY
Erickson John C
Transaction: 05/14/2026
BUY
Change
+4,512
Price
Not reported
Filing
05/18/2026
Type
BUY