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National Bankshares, Inc.

NKSH • Banks - Regional
$42.07
▲ +0.23 (+0.55%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$267.82M
Growth
8.5%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 18.6%Positive revenue growth · 11.8%Positive free cash flow · 2.38Consistent free cash flow · 5/5Reasonable earnings multiple · 13.47
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 23, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$42.07
Change0.55%
Shares Out6.37M
Market Cap$267.82M
Enterprise Value$-397.72M
52W Range27.00 - 40.00
Beta0.55
P/E15.24
P/S3.11
P/B1.43
P/FCF13.67
EV/Sales-4.62

Investment DNA

How strong this company looks for long-term investors

71
out of 100
Business Quality
Margins, moat, returns
75/100
Financial Strength
Debt, cash, stability
20/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
86/100
Why this score▼
Stable or improving margins · 18.6%Positive revenue growth · 11.8%Positive free cash flow · 2.38Consistent free cash flow · 5/5Reasonable earnings multiple · 13.47Manageable debt level · 0

Analyst view

Analyst sentiment and price target

NKSH
Analyst sentiment
Based on 4 analyst votes · 2026-09-05
75/100
Bullish
Bullish
2
Hold
2
Bearish
0

Company Overview

IPO: 12/1/1999
Industry: Banks - Regional
P/B i: 1.43
Debt / Equity i: 0.00
Operating Margin: 22.46%
Net Margin: 18.55%
ROE i: -
ROIC: -

Financial Health

Score4 / 20
Debt / Equity: 0.00
Current Ratio: 0.05
Quick Ratio: 0.05
Status: HighRisk

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

BALL LAWRENCE J
Transaction: 06/10/2026
BUY
Change
+221
Price
Not reported
Filing
06/11/2026
Type
BUY
DENARDO F BRAD
Transaction: 06/10/2026
BUY
Change
+221
Price
Not reported
Filing
06/11/2026
Type
BUY
Dooley John Elliott
Transaction: 06/10/2026
BUY
Change
+221
Price
Not reported
Filing
06/11/2026
Type
BUY