Northfield Bancorp, Inc.

NFBK • Banks - Regional

$15.31

— 0.00 (0.00%)

Current price

EarningsLatest report: Mar 31, 2026

HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.

Market Cap

$611.21M

Growth

30.4%

Cash Flow

5/5

Trend

Stable

Evidence

Positive free cash flow · 1.31Consistent free cash flow · 5/5Expensive earnings multiple · 576.05Weak liquidity · 0.23Weak profitability

Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 20, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$15.31

Change0.00%

Shares Out39.92M

Market Cap$611.21M

Enterprise Value$1.47B

52W Range9.90 - 15.61

Beta0.70

P/E128.33

P/S2.30

P/B0.88

P/FCF9.65

EV/Sales5.52

Price$15.31

Change0.00%

Shares Out39.92M

Market Cap$611.21M

Enterprise Value$1.47B

52W Range9.90 - 15.61

Beta0.70

P/E128.33

P/S2.30

P/B0.88

P/FCF9.65

EV/Sales5.52

EV/EBITDA57.18

EV/FCF23.18

Earnings Yield0.78%

FCF Yield10.36%

Dividend Yield3.45%

Gross Margin35.34%

Oper. Margin9.25%

Profit Margin0.43%

Debt/Eq1.44

Current Ratio0.23

Quick Ratio0.23

Revenue 5Y30.43%

FCF 5Y25.35%

Target$14.50

Target Upside-5.29%

Target Median$14.50

Target Range14.50 - 14.50

Volume1.08M

Avg Volume297.32K

EPS Surprise0.02

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

34/100

Financial Strength

Debt, cash, stability

26/100

Growth Potential

Revenue and expansion

50/100

Price Attractiveness

Cheap or expensive today

62/100

Why this score▼

Positive free cash flow · 1.31Consistent free cash flow · 5/5Expensive earnings multiple · 576.05Weak liquidity · 0.23Weak profitability

Analyst view

Analyst sentiment and price target

NFBK

Analyst sentiment

Based on 9 analyst votes · 2026-09-05

61/100

Neutral

Bullish

Hold

Bearish

Price Target

2026-07-31

Low

$14.50

Mean

$14.50

Median

$14.50

High

$14.50

Company Overview

IPO: 11/8/2007

Industry: Banks - Regional

P/B i: 0.88

Debt / Equity i: 1.44

Operating Margin: 9.25%

Net Margin: 0.43%

ROE i: -

ROIC: -

Financial Health

Score5 / 20

Debt / Equity: 1.44

Current Ratio: 0.23

Quick Ratio: 0.23

Status: Weak

Warnings

Weak Liquidity
Weak quick ratio

Insider Transactions

Recent executive and insider activity

Lefkowitz Robin

Transaction: 07/20/2026

SELL

Change

-40,000

Price

$18.44

Filing

07/20/2026

Type

SELL

Lefkowitz Robin

Transaction: 07/20/2026

SELL

Change

-13,879

Price

Not reported

Filing

07/20/2026

Type

SELL

Lefkowitz Robin

Transaction: 07/20/2026

SELL

Change

—

Price

Not reported

Filing

07/20/2026

Type

SELL

Insider	Type	Change	Price	Transaction	Filing
Lefkowitz Robin	SELL	-40,000	$18.44	07/20/2026	07/20/2026
Lefkowitz Robin	SELL	-13,879	Not reported	07/20/2026	07/20/2026
Lefkowitz Robin	SELL	—	Not reported	07/20/2026	07/20/2026
Kessler Karen J.	SELL	-4,383	Not reported	07/20/2026	07/20/2026
Kessler Karen J.	SELL	-3,500	Not reported	07/20/2026	07/20/2026
Kulkarni Rachana A	SELL	-4,383	Not reported	07/20/2026	07/20/2026
Kulkarni Rachana A	SELL	-18,688	Not reported	07/20/2026	07/20/2026
Jacobs William R.	SELL	-15,888	Not reported	07/20/2026	07/20/2026
Jacobs William R.	SELL	—	Not reported	07/20/2026	07/20/2026
Klein Steven M	SELL	-40,000	$16.89	07/20/2026	07/20/2026
Klein Steven M	SELL	—	Not reported	07/20/2026	07/20/2026
Connors John P Jr	SELL	-4,383	Not reported	07/20/2026	07/20/2026
Connors John P Jr	SELL	-841	Not reported	07/20/2026	07/20/2026
Stahlin Paul	SELL	-4,383	Not reported	07/20/2026	07/20/2026
Stahlin Paul	SELL	-54,354	Not reported	07/20/2026	07/20/2026
CATINO ANNETTE	SELL	-4,383	Not reported	07/20/2026	07/20/2026
CATINO ANNETTE	SELL	-21,000	Not reported	07/20/2026	07/20/2026
Fasanella David	SELL	-15,066	Not reported	07/20/2026	07/20/2026
Fasanella David	SELL	—	Not reported	07/20/2026	07/20/2026
Harrison Timothy C	SELL	-4,383	Not reported	07/20/2026	07/20/2026

About the Company

Northfield Bancorp, Inc.

Northfield Bancorp, Inc. acts as the holding company for Northfield Bank, providing a diverse array of financial services primarily to individual consumers and business clients. The institution offers a wide selection of deposit products, including certificates of deposit, traditional passbook and statement savings accounts, and money market accounts. Its transactional services feature negotiable order of withdrawal (NOW) accounts, alongside both interest-bearing and non-interest-bearing checking options. Furthermore, it manages individual retirement accounts (IRAs) and accepts brokered deposits. Beyond deposits, Northfield Bank extends various lending solutions. These encompass financing for multifamily and other commercial real estate properties, construction and land development projects, and general commercial and industrial loans. For residential customers, it provides one-to-four family home loans, in addition to home equity loans and lines of credit. The company strategically acquires various investment securities, such as mortgage-backed securities and corporate bonds, and places funds with other financial institutions. Its asset portfolio also comprises mortgage loans, additional mortgage-backed securities, and diverse other investments. As of December 31, 2021, Northfield Bancorp operated 38 full-service banking branches. These offices are located across Staten Island and Brooklyn, New York, as well as throughout Hunterdon, Middlesex, Mercer, and Union counties in New Jersey. Northfield Bancorp, Inc. was established in 1887 and maintains its corporate headquarters in Woodbridge, New Jersey.

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Peers

CBNK CIVB CWBC FBIZ FRBA HBCP KRNY PGC RRBI UNTY

Size reflects market cap · color matches the chart line

1Y peer performance

Top performers + selected company

Latest news

Columbia Financial, Inc. and Northfield Bancorp, Inc. Announce Mailing of Merger Consideration Election Materials and Deadline to Elect Preferred Form of Merger Consideration

FAIR LAWN, N.J. and WOODBRIDGE, N.J., June 11, 2026 (GLOBE NEWSWIRE) -- Columbia Financial, Inc. (“Columbia”) (NASDAQ: CLBK), a Delaware corporation and the mid-tier holding company for Columbia Bank (the “Bank”), and Northfield Bancorp, Inc. (“Northfield”) (NASDAQ: NFBK), the holding company for Northfield Bank, jointly announced today that Columbia has provided an election form and letter of transmittal (together with the related instructions, the “Election Materials”) to the holders of Northfield common stock so that Northfield stockholders may elect to receive, upon the completion of the previously announced merger of the Holding Company and Northfield, either (i) shares of common stock of Columbia Financial, Inc., a newly formed Maryland corporation (the “Holding Company”) that will become the holding company for the Bank following the completion of Columbia's pending second-step conversion transaction, (ii) cash, or (iii) a combination of both. The deadline for holders of Northfield common stock to elect their preferred form of merger consideration and to return their completed Election Materials is 5:00 p.m., Eastern time, on July 10, 2026.

GlobeNewsWire

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-20	0.32	0.34	0.02
2026-02-02	0.28	0.34	0.06
2025-10-22	0.27	0.27	0
2025-07-23	0.22	0.24	0.02
2025-04-23	0.18	0.19	0.01
2025-01-22	0.18	0.21	0.03
2024-10-23	0.16	0.16	0
2024-07-24	0.14	0.14	0
2024-04-24	0.15	0.15	0
2024-01-24	0.16	0.19	0.03
2023-10-25	0.19	0.19	0
2023-07-26	0.22	0.22	0