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Mechanics Bank

MCHB • Banks - Regional
$14.60
— 0.00 (0.00%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$3.39B
Growth
-73.3%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 25.8%Positive revenue growth · 28.2%Positive free cash flow · 0.86Consistent free cash flow · 5/5Reasonable earnings multiple · 12.04
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$14.60
Change0.00%
Shares Out232.42M
Market Cap$3.39B
Enterprise Value$-1.07B
52W Range12.13 - 16.03
Beta0.16
P/E12.06
P/S3.20
P/B1.26
P/FCF16.14
EV/Sales-1.01

Investment DNA

How strong this company looks for long-term investors

81
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
76/100
Growth Potential
Revenue and expansion
69/100
Price Attractiveness
Cheap or expensive today
85/100
Why this score▼
Stable or improving margins · 25.8%Positive revenue growth · 28.2%Positive free cash flow · 0.86Consistent free cash flow · 5/5Reasonable earnings multiple · 12.04Manageable debt level · 0.1

Analyst view

Analyst sentiment and price target

MCHB
Analyst sentiment
Based on 11 analyst votes · 2026-10-20
68/100
Neutral
Bullish
4
Hold
7
Bearish
0
Price Target
2026-07-31
Low
$17.00
Mean
$17.00
Median
$17.00
High
$17.00

Company Overview

IPO: 5/1/2007
Industry: Banks - Regional
P/B i: 1.26
Debt / Equity i: 0.10
Operating Margin: 31.00%
Net Margin: 25.78%
ROE i: -
ROIC: -

Financial Health

Score15 / 20
Debt / Equity: 0.10
Current Ratio: 8.20
Quick Ratio: 8.20
Status: Good

Insider Transactions

Recent executive and insider activity

Downer Edward Michael
Transaction: 06/15/2026
SELL
Change
-2
Price
$15.13
Filing
06/17/2026
Type
SELL
Downer Edward Michael
Transaction: 05/28/2026
BUY
Change
+5,513
Price
Not reported
Filing
05/29/2026
Type
BUY
Crowe Adrienne Y
Transaction: 05/28/2026
BUY
Change
+5,513
Price
Not reported
Filing
05/29/2026
Type
BUY