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Joint Stock Company Kaspi.kz

KSPI • Software - Infrastructure
$107.53
▼ -0.28 (-0.26%)
Current price
EarningsLatest report: Mar 31, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$18.12B
Growth
40.1%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 26.4%Positive revenue growth · 45.6%Positive free cash flow · 2584.51Consistent free cash flow · 5/5Reasonable earnings multiple · 7.25
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: May 11, 2026, 12:00 AM UTCLast profile update: Aug 12, 2026, 12:36 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$107.53
Change-0.26%
Market Cap$18.12B
52W Range68.59 - 99.20
Beta0.09
Gross Margin73.55%
Oper. Margin32.92%
Profit Margin26.39%
Debt/Eq0.19
Current Ratio1.23
Quick Ratio1.22
Revenue 5Y40.13%

Investment DNA

How strong this company looks for long-term investors

84
out of 100
Business Quality
Margins, moat, returns
77/100
Financial Strength
Debt, cash, stability
65/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
87/100
Why this score▼
Stable or improving margins · 26.4%Positive revenue growth · 45.6%Positive free cash flow · 2584.51Consistent free cash flow · 5/5Reasonable earnings multiple · 7.25Manageable debt level · 0.19

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-12
Low
$95.00
Mean
$95.00
Median
$95.00
High
$95.00

Company Overview

IPO: 1/19/2024
Industry: Software - Infrastructure
P/B i: 3.02
Debt / Equity i: 0.19
Operating Margin: 32.92%
Net Margin: 26.39%
ROE i: -
ROIC: -

Financial Health

Score13 / 20
Debt / Equity: 0.19
Current Ratio: 1.23
Quick Ratio: 1.22
Status: Good

Insider Transactions

Recent executive and insider activity

Kim Vyacheslav
Transaction: 08/10/2026
SELL
Change
-181
Price
Not reported
Filing
08/10/2026
Type
SELL
Kim Vyacheslav
Transaction: 08/07/2026
SELL
Change
-502
Price
Not reported
Filing
08/10/2026
Type
SELL
Kim Vyacheslav
Transaction: 08/06/2026
SELL
Change
-5,981
Price
Not reported
Filing
08/10/2026
Type
SELL