HELEEN MARK L
Transaction: 12/15/2023
SELL
Change
-950
Price
$19.21
Filing
12/18/2023
Type
SELL
Navient Corporation SR NT 6% 121543
JSM • Financial - Credit Services
$18.08
▲ +0.01 (+0.05%)
Current price
EarningsLatest report: Mar 31, 2026
BALANCED PROFILENeutralConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$1.72B
Growth
15.3%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · -2.6%Positive revenue growth · 24.4%Positive free cash flow · 4.5Consistent free cash flow · 5/5High debt level · 2.11
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 28, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$18.08
Change0.05%
Shares Out95.00M
Market Cap$1.72B
Enterprise Value$5.46B
52W Range17.76 - 20.65
Beta0.91
P/E-28.63
P/S0.57
P/B0.72
P/FCF5.32
EV/Sales1.82
Price$18.08
Change0.05%
Shares Out95.00M
Market Cap$1.72B
Enterprise Value$5.46B
52W Range17.76 - 20.65
Beta0.91
P/E-28.63
P/S0.57
P/B0.72
P/FCF5.32
EV/Sales1.82
EV/EBITDA4.68
EV/FCF16.89
Earnings Yield-3.49%
FCF Yield18.80%
Dividend Yield3.51%
Gross Margin95.21%
Oper. Margin81.66%
Profit Margin-2.57%
Debt/Eq2.11
Current Ratio0.41
Quick Ratio0.41
Revenue 5Y15.26%
FCF 5Y-1.45%
Target$17.50
Target Upside-3.23%
Target Median$17.50
Target Range16.00 - 19.00
Volume29.59K
Avg Volume11.91K
Investment DNA
How strong this company looks for long-term investors
66
out of 100
Business Quality
Margins, moat, returns
52/100
Financial Strength
Debt, cash, stability
20/100
Growth Potential
Revenue and expansion
73/100
Price Attractiveness
Cheap or expensive today
76/100
Why this score▼
Stable or improving margins · -2.6%Positive revenue growth · 24.4%Positive free cash flow · 4.5Consistent free cash flow · 5/5High debt level · 2.11Weak liquidity · 0.41
Analyst view
Analyst sentiment and price target
Analyst sentiment
Based on 2 analyst votes · 2026-09-05
50/100
Neutral
Bullish
0
Hold
2
Bearish
0
Price Target
2026-06-24
Low
$16.00
Mean
$17.50
Median
$17.50
High
$19.00
Financial Health
Score4 / 20
Debt / Equity: 2.11
Current Ratio: 0.41
Quick Ratio: 0.41
Status: HighRisk
Warnings
- High debt level
- Weak Liquidity
- Weak quick ratio
Insider Transactions
Recent executive and insider activity
⚠ 2 high-volume insider sells detected
KANE JOHN M
Transaction: 12/14/2023
SELL
Change
-150,132
Price
$19.02
Filing
12/18/2023
Type
SELL
HELEEN MARK L
Transaction: 11/07/2023
SELL
Change
-10,000
Price
$16.99
Filing
11/08/2023
Type
SELL
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| HELEEN MARK L | SELL | -950 | $19.21 | 12/15/2023 | 12/18/2023 |
| KANE JOHN M | SELL | -150,132 | $19.02 | 12/14/2023 | 12/18/2023 |
| HELEEN MARK L | SELL | -10,000 | $16.99 | 11/07/2023 | 11/08/2023 |
| YOWAN DAVID L. | SELL | -514 | $15.91 | 11/01/2023 | 11/03/2023 |
| Fisher Joe | SELL | -2,827 | $17.42 | 10/07/2023 | 10/10/2023 |
| YOWAN DAVID L. | SELL | -509 | $18.87 | 08/01/2023 | 08/02/2023 |
| HELEEN MARK L | SELL | -20,000 | $19.01 | 07/31/2023 | 08/02/2023 |
| YOWAN DAVID L. | BUY | +105,890 | $15.11 | 05/15/2023 | 05/17/2023 |
| KANE JOHN M | SELL | -22,573 | $18.05 | 02/28/2023 | 03/02/2023 |
| HAUBER STEPHEN M | SELL | -10,785 | $18.05 | 02/28/2023 | 03/02/2023 |
| HELEEN MARK L | SELL | -16,177 | $18.05 | 02/28/2023 | 03/02/2023 |
| REMONDI JOHN F | SELL | -130,849 | $18.05 | 02/28/2023 | 03/02/2023 |
| ARNOLD FREDERICK | BUY | +7,399 | $18.92 | 02/06/2023 | 02/07/2023 |
| CABRAL ANNA ESCOBEDO | BUY | — | Not reported | 02/06/2023 | 02/07/2023 |
| KLANE LARRY A | BUY | — | Not reported | 02/06/2023 | 02/07/2023 |
| Lawson Michael A | BUY | +7,399 | $18.92 | 02/06/2023 | 02/07/2023 |
| MILLS LINDA A | BUY | +12,684 | $18.92 | 02/06/2023 | 02/07/2023 |
| THOMPSON JANE J. | BUY | — | Not reported | 02/06/2023 | 02/07/2023 |
| UNGER LAURA S | BUY | — | Not reported | 02/06/2023 | 02/07/2023 |
| YOWAN DAVID L. | BUY | +7,399 | $18.92 | 02/06/2023 | 02/07/2023 |