First Internet Bancorp

INBK • Banks - Regional

$25.99

— 0.00 (0.00%)

EarningsLatest report: Jun 30, 2026

HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.

Market Cap

$227.92M

Growth

8.4%

Cash Flow

5/5

Trend

Stable

Evidence

Positive revenue growth · 22.7%Positive free cash flow · 0.25Consistent free cash flow · 5/5Weak liquidity · 0.23Weak profitability

Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:35 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$25.99

Change0.00%

Shares Out8.77M

Market Cap$227.92M

Enterprise Value$-567.45M

52W Range17.05 - 31.09

Beta0.84

P/E-7.25

P/S0.76

P/B0.63

P/FCF0.97

EV/Sales-1.89

Price$25.99

Change0.00%

Shares Out8.77M

Market Cap$227.92M

Enterprise Value$-567.45M

52W Range17.05 - 31.09

Beta0.84

P/E-7.25

P/S0.76

P/B0.63

P/FCF0.97

EV/Sales-1.89

EV/EBITDA293.26

EV/FCF-2.41

Earnings Yield-13.79%

FCF Yield103.31%

Dividend Yield1.14%

Gross Margin13.68%

Oper. Margin-15.76%

Profit Margin-10.89%

Debt/Eq0.99

Current Ratio0.23

Quick Ratio0.23

Revenue 5Y8.43%

FCF 5Y-10.42%

Target$29.50

Target Upside13.51%

Target Median$29.50

Target Range26.00 - 33.00

Volume3.00

Avg Volume47.50K

EPS Surprise0.21

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

27/100

Financial Strength

Debt, cash, stability

32/100

Growth Potential

Revenue and expansion

58/100

Price Attractiveness

Cheap or expensive today

70/100

Why this score▼

Positive revenue growth · 22.7%Positive free cash flow · 0.25Consistent free cash flow · 5/5Weak liquidity · 0.23Weak profitability

Analyst view

Analyst sentiment and price target

INBK

Analyst sentiment

Based on 11 analyst votes · 2026-10-20

73/100

Bullish

Hold

Bearish

Price Target

2026-08-07

Low

$26.00

Mean

$29.50

Median

$29.50

High

$33.00

Company Overview

IPO: 4/5/2006

Industry: Banks - Regional

P/B i: 0.63

Debt / Equity i: 0.99

Operating Margin: -15.76%

Net Margin: -10.89%

ROE i: -

ROIC: -

Financial Health

Score6 / 20

Debt / Equity: 0.99

Current Ratio: 0.23

Quick Ratio: 0.23

Status: Weak

Warnings

Weak Liquidity
Weak quick ratio

Insider Transactions

Recent executive and insider activity

Christian Justin P.

Transaction: 05/18/2026

BUY

Change

+2,416

Price

Not reported

Filing

05/19/2026

Type

BUY

Fenech Joseph A.

Transaction: 05/18/2026

BUY

Change

+2,416

Price

Not reported

Filing

05/19/2026

Type

BUY

Raines Michele L.

Transaction: 05/18/2026

BUY

Change

+2,416

Price

Not reported

Filing

05/19/2026

Type

BUY

Insider	Type	Change	Price	Transaction	Filing
Christian Justin P.	BUY	+2,416	Not reported	05/18/2026	05/19/2026
Fenech Joseph A.	BUY	+2,416	Not reported	05/18/2026	05/19/2026
Raines Michele L.	BUY	+2,416	Not reported	05/18/2026	05/19/2026
WOJTOWICZ JEAN L	BUY	+2,416	Not reported	05/18/2026	05/19/2026
Dee Ann C.	BUY	+2,416	Not reported	05/18/2026	05/19/2026
KEACH JOHN K JR	BUY	+2,416	Not reported	05/18/2026	05/19/2026
Bade Aasif M.	BUY	+2,416	Not reported	05/18/2026	05/19/2026
Fenech Joseph A.	BUY	+1,000	$19.83	02/24/2026	02/26/2026
Lovik Kenneth J.	SELL	-1,116	$21.79	01/31/2026	02/03/2026
BECKER DAVID B	BUY	+12,566	Not reported	01/20/2026	01/21/2026
Lorch Nicole S.	BUY	+8,084	Not reported	01/20/2026	01/21/2026
Lovik Kenneth J.	BUY	+4,620	Not reported	01/20/2026	01/21/2026
Lorch Nicole S.	BUY	+2,000	$17.96	11/17/2025	11/18/2025
Dee Ann C.	BUY	+1,110	$17.94	10/30/2025	11/03/2025
BECKER DAVID B	BUY	+5,000	$18.67	10/29/2025	10/30/2025
KEACH JOHN K JR	BUY	+2,000	$19.34	10/28/2025	10/30/2025
Christian Justin P.	BUY	+2,287	Not reported	05/19/2025	05/20/2025
Fenech Joseph A.	BUY	+2,287	Not reported	05/19/2025	05/20/2025
KEACH JOHN K JR	BUY	+2,287	Not reported	05/19/2025	05/20/2025
Bade Aasif M.	BUY	+2,287	Not reported	05/19/2025	05/20/2025

About the Company

First Internet Bancorp

First Internet Bancorp operates as the bank holding company for First Internet Bank of Indiana that provides various commercial, small business, consumer, and municipal banking products and services to individuals and commercial customers in the United States. The company offers noninterest-bearing and interest-bearing demand deposits, savings accounts, and money market accounts, as well as certificates of deposit and brokered deposits. It also provides commercial and industrial, owner-occupied commercial real estate, investor commercial real estate, construction, single tenant lease financing, single tenant lease, public, specialty, healthcare and finance, small business lending, commercial deposits and treasury management, franchise finance, residential mortgage, home equity, and other consumer loans. In addition, the company is involved in the provision of municipal finance lending and leasing products to government entities, as well as treasury management services; purchase, manage, service, and safekeeping of municipal securities; and offers corporate credit cards. First Internet Bancorp was founded in 1998 and is headquartered in Fishers, Indiana.

Source - link

Peers

BVFL CBFV CZWI FCAP FNWD LARK MRBK OVBC PEBK UBFO

Size reflects market cap · color matches the chart line

1Y peer performance

Top performers + selected company

Latest news

First Internet Bancorp to Announce Third Quarter 2026 Financial Results on Thursday, October 29

FISHERS, Ind.--(BUSINESS WIRE)--First Internet Bancorp (the “Company”) (Nasdaq: INBK), the parent company of First Internet Bank (www.firstib.com), announced today that it will host a conference call and webcast to review third quarter 2026 financial results on Thursday, October 29 at 5:00 p.m. Eastern Time. The financial results are scheduled to be released after the market closes on Thursday, October 29. Conference Call and Webcast Information: Date and Time: Thursday, October 29, 5:00 p.m. E.

Business Wire

Banco Bilbao Viscaya Argentaria (NYSE:BBVA) vs. First Internet Bancorp (NASDAQ:INBK) Head-To-Head Survey

First Internet Bancorp (NASDAQ: INBK - Get Free Report) and Banco Bilbao Viscaya Argentaria (NYSE: BBVA - Get Free Report) are both finance companies, but which is the superior stock? We will contrast the two businesses based on the strength of their dividends, analyst recommendations, profitability, risk, earnings, valuation and institutional ownership. Valuation and Earnings This table

Defense World

First Internet Bancorp to Pay Cash Dividend

FISHERS, Ind.--(BUSINESS WIRE)--The Board of Directors of First Internet Bancorp (the “Company”) (Nasdaq: INBK) has declared a quarterly cash dividend of $0.06 per common share. The dividend will be payable on October 15, 2026 to shareholders of record at the close of business on October 1, 2026.The declaration and amount of any future cash dividends will be subject to the sole discretion of the Board of Directors and will depend upon many factors, including the Company's results of operations,.

Business Wire

First Internet Bancorp Completes Private Placement of $20.5 Million of 8.0% Fixed-to-Floating Rate Subordinated Notes

FISHERS, Ind.--(BUSINESS WIRE)--First Internet Bancorp (the “Company”) (Nasdaq: INBK), the parent company of First Internet Bank (the “Bank”), announced today the completion of a private placement of $20.5 million in aggregate principal amount of 8.0% fixed-to-floating rate subordinated notes due 2036 (the “Notes”). The Notes will bear interest at a fixed rate of 8.0% per annum from September 10, 2026 to September 15, 2031, with interest during this period payable semi-annually in arrears. From.

Business Wire

First Internet Bancorp to Participate in the Oppenheimer Fintech Leaders Conference

FISHERS, Ind.--(BUSINESS WIRE)--First Internet Bancorp (the “Company”) (Nasdaq: INBK), the parent company of First Internet Bank (the “Bank”), announced today that it will participate in the Oppenheimer Fintech Leaders Conference, scheduled for September 15, 2026, at the Thompson Central Park Hotel in New York City. Attending the conference are members of the executive management team: Nicole Lorch, President and COO; and Ken Lovik, Executive Vice President and CFO, who will also participate in.

Business Wire

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-30	0.08	0.29	0.21
2026-01-29	0.59	0.64	0.05
2025-10-22	0.66	-1.43	-2.09
2025-07-23	0.33	0.02	-0.31
2025-04-23	0.75	0.11	-0.64
2025-01-22	0.92	0.41	-0.51
2024-10-23	0.84	0.8	-0.04
2024-07-24	0.71	0.67	-0.04
2024-04-24	0.54	0.59	0.05
2024-01-25	0.31	0.48	0.17
2023-10-25	0.36	0.39	0.03
2023-07-26	0.38	0.44	0.06