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HealthEquity, Inc.

HQY • Medical - Healthcare Information Services
$96.07
▼ -2.71 (-2.74%)
Current price
EarningsLatest report: Jul 31, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$8.07B
Growth
7.5%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 16.4%Positive revenue growth · 13.8%Positive free cash flow · 5.28Consistent free cash flow · 5/5Manageable debt level · 0.48
Financial data as of: Jul 31, 2026, 12:00 AM UTCLast earnings update: Jul 31, 2026, 12:00 AM UTCLast profile update: Aug 28, 2026, 12:09 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$96.07
Change-2.74%
Shares Out84.01M
Market Cap$8.07B
Enterprise Value$7.86B
52W Range72.76 - 107.62
Beta0.21
P/E34.13
P/S5.93
P/B4.06
P/FCF16.55
EV/Sales5.77

Investment DNA

How strong this company looks for long-term investors

85
out of 100
Business Quality
Margins, moat, returns
88/100
Financial Strength
Debt, cash, stability
85/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
53/100
Why this score▼
Stable or improving margins · 16.4%Positive revenue growth · 13.8%Positive free cash flow · 5.28Consistent free cash flow · 5/5Manageable debt level · 0.48Healthy liquidity · 3.27

Analyst view

Analyst sentiment and price target

HQY
Analyst sentiment
Based on 27 analyst votes · 2026-09-05
94/100
Bullish
Bullish
25
Hold
1
Bearish
1
Price Target
2026-08-28
Low
$105.00
Mean
$110.00
Median
$111.00
High
$115.00

Company Overview

IPO: 7/31/2014
Industry: Medical - Healthcare Information Services
P/B i: 4.06
Debt / Equity i: 0.48
Operating Margin: 24.55%
Net Margin: 16.38%
ROE i: -
ROIC: -

Financial Health

Score17 / 20
Debt / Equity: 0.48
Current Ratio: 3.27
Quick Ratio: 3.27
Status: Strong

Insider Transactions

Recent executive and insider activity

DILLON ADRIAN T
Transaction: 08/25/2026
SELL
Change
-7,632
Price
$32.50
Filing
08/27/2026
Type
SELL
DILLON ADRIAN T
Transaction: 08/25/2026
SELL
Change
-1,332
Price
$105.26
Filing
08/27/2026
Type
SELL
Fiore Michael Henry
Transaction: 07/10/2026
SELL
Change
-2,354
Price
$95.00
Filing
07/14/2026
Type
SELL