Leader Henry J
Transaction: 08/07/2026
SELL
Change
-542
Price
$12.20
Filing
08/10/2026
Type
SELL
Gouverneur Bancorp, Inc.
GOVB • Banks - Regional
$22.20
— 0.00 (0.00%)
Current price
EarningsLatest report: Jun 30, 2026
BALANCED PROFILENeutralConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$22.93M
Growth
9.1%
Cash Flow
3/5
Trend
Mostly stable
Evidence
Positive revenue growth · 12.5%Positive free cash flow · 0.64Reasonable earnings multiple · 19.91Manageable debt level · 0.22Weak liquidity · 0.29
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 14, 2026, 12:35 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$22.20
Change0.00%
Shares Out1.03M
Market Cap$22.93M
Enterprise Value$-14.60M
52W Range14.00 - 20.86
Beta0.06
P/E23.38
P/S2.27
P/B0.70
P/FCF24.06
EV/Sales-1.45
Price$22.20
Change0.00%
Shares Out1.03M
Market Cap$22.93M
Enterprise Value$-14.60M
52W Range14.00 - 20.86
Beta0.06
P/E23.38
P/S2.27
P/B0.70
P/FCF24.06
EV/Sales-1.45
EV/EBITDA-11.85
EV/FCF-15.32
Earnings Yield4.28%
FCF Yield4.16%
Dividend Yield0.42%
Gross Margin83.78%
Oper. Margin8.16%
Profit Margin7.54%
Debt/Eq0.22
Current Ratio0.29
Quick Ratio0.29
Revenue 5Y9.05%
FCF 5Y1.74%
Volume100.00
Avg Volume379.00
Investment DNA
How strong this company looks for long-term investors
56
out of 100
Business Quality
Margins, moat, returns
43/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
79/100
Why this score▼
Positive revenue growth · 12.5%Positive free cash flow · 0.64Reasonable earnings multiple · 19.91Manageable debt level · 0.22Weak liquidity · 0.29
Analyst view
No analyst data available now.
Insider Transactions
Recent executive and insider activity
Leader Henry J
Transaction: 08/07/2026
BUY
Change
+542
Price
$12.20
Filing
08/10/2026
Type
BUY
Leader Henry J
Transaction: 02/06/2026
BUY
Change
+60
Price
Not reported
Filing
08/10/2026
Type
BUY
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| Leader Henry J | SELL | -542 | $12.20 | 08/07/2026 | 08/10/2026 |
| Leader Henry J | BUY | +542 | $12.20 | 08/07/2026 | 08/10/2026 |
| Leader Henry J | BUY | +60 | Not reported | 02/06/2026 | 08/10/2026 |
| Pelkey Duane Milton | BUY | +100 | $18.94 | 05/15/2026 | 05/19/2026 |
| Pelkey Duane Milton | BUY | +750 | $19.00 | 05/01/2026 | 05/04/2026 |
| McClure David Claren | SELL | -542 | $12.20 | 04/24/2026 | 04/27/2026 |
| McClure David Claren | BUY | +542 | $12.20 | 04/24/2026 | 04/27/2026 |
| Rapholz Amy Marie | BUY | +200 | $12.20 | 03/09/2026 | 03/10/2026 |
| Rapholz Amy Marie | SELL | -200 | $12.20 | 03/09/2026 | 03/10/2026 |
| Jefferies Stephen Michael | BUY | +4,000 | Not reported | 03/02/2026 | 03/03/2026 |
| Jefferies Stephen Michael | BUY | +10,000 | $17.65 | 03/02/2026 | 03/03/2026 |
| Pelkey Duane Milton | BUY | +2,708 | $17.65 | 03/02/2026 | 03/03/2026 |
| Mason John Neil | SELL | -542 | $12.20 | 02/24/2026 | 02/24/2026 |
| Mason John Neil | BUY | +542 | $12.20 | 02/24/2026 | 02/24/2026 |
| Soper Chad Brian | SELL | -542 | $12.20 | 02/17/2026 | 02/18/2026 |
| Soper Chad Brian | BUY | +542 | $12.20 | 02/17/2026 | 02/18/2026 |
| Pelkey Duane Milton | BUY | +1,000 | $17.35 | 02/11/2026 | 02/11/2026 |
| Pelkey Duane Milton | BUY | +650 | $15.00 | 11/04/2025 | 11/05/2025 |
| Hall Sadie May | BUY | +4,000 | Not reported | 10/01/2025 | 10/02/2025 |
| Hall Sadie May | BUY | +10,000 | $14.25 | 10/01/2025 | 10/02/2025 |