Smith Jeremiah Zachary
Transaction: 05/15/2026
SELL
Change
-6,783
Price
$17.69
Filing
05/18/2026
Type
SELL
First Northern Community Bancorp
FNRN • Banks - Regional
$17.35
▲ +0.01 (+0.06%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$286.43M
Growth
4.5%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 23.9%Positive revenue growth · 13.2%Positive free cash flow · 0.33Consistent free cash flow · 5/5Reasonable earnings multiple · 9.97
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$17.35
Change0.06%
Shares Out16.51M
Market Cap$286.43M
Enterprise Value$-475.63M
52W Range10.39 - 19.25
Beta0.01
P/E12.66
P/S3.19
P/B1.34
P/FCF50.50
EV/Sales-5.30
Price$17.35
Change0.06%
Shares Out16.51M
Market Cap$286.43M
Enterprise Value$-475.63M
52W Range10.39 - 19.25
Beta0.01
P/E12.66
P/S3.19
P/B1.34
P/FCF50.50
EV/Sales-5.30
EV/EBITDA-15.48
EV/FCF-83.86
Earnings Yield7.90%
FCF Yield1.98%
Dividend Yield0.00%
Gross Margin83.22%
Oper. Margin31.00%
Profit Margin23.90%
Debt/Eq0.03
Current Ratio133.78
Quick Ratio133.78
Revenue 5Y4.47%
FCF 5Y-2.73%
Volume4.22K
Avg Volume192.80K
Investment DNA
How strong this company looks for long-term investors
75
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
76/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
78/100
Why this score▼
Stable or improving margins · 23.9%Positive revenue growth · 13.2%Positive free cash flow · 0.33Consistent free cash flow · 5/5Reasonable earnings multiple · 9.97Manageable debt level · 0.03
Analyst view
No analyst data available now.
Insider Transactions
Recent executive and insider activity
Smith Jeremiah Zachary
Transaction: 05/13/2026
SELL
Change
-76
Price
$17.74
Filing
05/14/2026
Type
SELL
Schulze Mark C
Transaction: 05/12/2026
SELL
Change
-2,000
Price
$17.79
Filing
05/14/2026
Type
SELL
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| Smith Jeremiah Zachary | SELL | -6,783 | $17.69 | 05/15/2026 | 05/18/2026 |
| Smith Jeremiah Zachary | SELL | -76 | $17.74 | 05/13/2026 | 05/14/2026 |
| Schulze Mark C | SELL | -2,000 | $17.79 | 05/12/2026 | 05/14/2026 |
| Schulze Mark C | SELL | -3,000 | $17.78 | 05/08/2026 | 05/11/2026 |
| Spink Kevin | SELL | -8,271 | $17.04 | 05/04/2026 | 05/06/2026 |
| Smith Jeremiah Zachary | BUY | +13,319 | $13.64 | 02/25/2026 | 02/26/2026 |
| Servat Jean-Luc | BUY | +213 | $14.50 | 02/19/2026 | 02/19/2026 |
| Servat Jean-Luc | BUY | +200 | $14.55 | 02/18/2026 | 02/19/2026 |
| Hayes Barbara A | BUY | +171 | $14.70 | 02/18/2026 | 02/19/2026 |
| Hamilton Brett | BUY | +7,000 | $14.70 | 02/18/2026 | 02/19/2026 |
| Spink Kevin | BUY | +7,000 | $14.70 | 02/18/2026 | 02/19/2026 |
| Cochran Charles | BUY | +2,500 | $14.70 | 02/18/2026 | 02/19/2026 |
| Swizer Duane | BUY | +6,000 | $14.70 | 02/18/2026 | 02/19/2026 |
| WALKER LOUISE A | BUY | +22,841 | $5.14 | 02/12/2026 | 02/17/2026 |
| WALKER LOUISE A | BUY | +22,841 | $5.14 | 02/12/2026 | 02/17/2026 |
| Servat Jean-Luc | BUY | +400 | $14.60 | 02/12/2026 | 02/12/2026 |
| Bedoya Richard | BUY | +893 | $14.49 | 02/11/2026 | 02/12/2026 |
| Servat Jean-Luc | BUY | +119 | $14.33 | 02/11/2026 | 02/12/2026 |
| Smith Jeremiah Zachary | BUY | +16,454 | $5.14 | 02/10/2026 | 02/12/2026 |
| Smith Jeremiah Zachary | SELL | -5,897 | $14.34 | 02/10/2026 | 02/12/2026 |