RENBAUM BARRY J.
Transaction: 06/18/2026
BUY
Change
+7,054
Price
$17.64
Filing
06/30/2026
Type
BUY
Farmers and Merchants Bancshares, Inc.
FMFG • Banks - Regional
$18.60
— 0.00 (0.00%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.
Market Cap
$58.56M
Growth
6.1%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 13.1%Positive revenue growth · 11.4%Positive free cash flow · 1.98Consistent free cash flow · 5/5Reasonable earnings multiple · 9.4
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 24, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$18.60
Change0.00%
Shares Out3.15M
Market Cap$58.56M
Enterprise Value$-23.85M
52W Range15.75 - 21.00
Beta-0.23
P/E9.11
P/S1.29
P/B0.89
P/FCF8.47
EV/Sales-0.52
Price$18.60
Change0.00%
Shares Out3.15M
Market Cap$58.56M
Enterprise Value$-23.85M
52W Range15.75 - 21.00
Beta-0.23
P/E9.11
P/S1.29
P/B0.89
P/FCF8.47
EV/Sales-0.52
EV/EBITDA-2.62
EV/FCF-3.45
Earnings Yield10.97%
FCF Yield11.81%
Dividend Yield2.27%
Gross Margin57.73%
Oper. Margin16.70%
Profit Margin13.06%
Debt/Eq1.22
Current Ratio38.77
Quick Ratio38.77
Revenue 5Y6.14%
FCF 5Y7.04%
Volume100.00
Avg Volume722.00
Investment DNA
How strong this company looks for long-term investors
74
out of 100
Business Quality
Margins, moat, returns
65/100
Financial Strength
Debt, cash, stability
66/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
91/100
Why this score▼
Stable or improving margins · 13.1%Positive revenue growth · 11.4%Positive free cash flow · 1.98Consistent free cash flow · 5/5Reasonable earnings multiple · 9.4Healthy liquidity · 38.77
Analyst view
No analyst data available now.
Insider Transactions
Recent executive and insider activity
Luciani Barry
Transaction: 01/21/2026
BUY
Change
+1,200
Price
Not reported
Filing
01/29/2026
Type
BUY
Krebs Mark C.
Transaction: 01/08/2026
BUY
Change
+265
Price
$17.02
Filing
01/14/2026
Type
BUY
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| RENBAUM BARRY J. | BUY | +7,054 | $17.64 | 06/18/2026 | 06/30/2026 |
| Luciani Barry | BUY | +1,200 | Not reported | 01/21/2026 | 01/29/2026 |
| Krebs Mark C. | BUY | +265 | $17.02 | 01/08/2026 | 01/14/2026 |
| Miller Emily Bollinger | BUY | +910 | $17.02 | 01/08/2026 | 01/12/2026 |
| Schindler Bruce L. | BUY | +2,287 | $17.02 | 01/08/2026 | 01/12/2026 |
| Smack Teresa L. | BUY | +827 | $17.02 | 01/08/2026 | 01/12/2026 |
| Pollokoff Robert G | BUY | +823 | $17.02 | 01/08/2026 | 01/12/2026 |
| Hux Ronald W. | BUY | +800 | $17.02 | 01/08/2026 | 01/12/2026 |
| RENBAUM BARRY J. | BUY | +6,905 | $16.66 | 12/15/2025 | 12/17/2025 |
| Miller Emily Bollinger | BUY | +750 | $16.00 | 11/25/2025 | 11/26/2025 |
| RENBAUM CAROL ELLEN | BUY | +6,853 | $16.43 | 07/25/2025 | 08/08/2025 |
| RENBAUM BARRY J. | BUY | +6,853 | $16.43 | 07/25/2025 | 08/04/2025 |
| Luciani Barry | OTHER | 0 | Not reported | 04/29/2025 | 05/13/2025 |
| Susie Paul B. | OTHER | 0 | Not reported | 04/29/2025 | 05/05/2025 |
| Miller Emily Bollinger | BUY | +872 | Not reported | 01/23/2025 | 01/27/2025 |
| Smack Teresa L. | BUY | +841 | Not reported | 01/23/2025 | 01/27/2025 |
| Mekulski Joseph Lawrence | BUY | +1,356 | Not reported | 01/23/2025 | 01/27/2025 |
| Pollokoff Robert G | BUY | +1,373 | Not reported | 01/23/2025 | 01/27/2025 |
| Schindler Bruce L. | BUY | +2,286 | Not reported | 01/23/2025 | 01/27/2025 |
| Harris Gary A | BUY | +100 | Not reported | 01/23/2025 | 01/24/2025 |