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First Citizens BancShares, Inc.

FCNCA • Banks - Regional
$2208.49
▲ +5.06 (+0.23%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$24.34B
Growth
9.8%
Cash Flow
4/5
Trend
Mostly stable
Evidence
Stable or improving margins · 15.2%Positive revenue growth · 56.9%Positive free cash flow · 167.52Consistent free cash flow · 4/5Reasonable earnings multiple · 12.03
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 23, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$2,208.49
Change0.23%
Market Cap$24.34B
52W Range1623.76 - 2232.21
Beta0.62
Gross Margin61.44%
Oper. Margin20.49%
Profit Margin15.22%
Debt/Eq1.62
Current Ratio1.03
Quick Ratio1.03
Revenue 5Y9.75%

Investment DNA

How strong this company looks for long-term investors

77
out of 100
Business Quality
Margins, moat, returns
70/100
Financial Strength
Debt, cash, stability
43/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
86/100
Why this score▼
Stable or improving margins · 15.2%Positive revenue growth · 56.9%Positive free cash flow · 167.52Consistent free cash flow · 4/5Reasonable earnings multiple · 12.03

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-06-10
Low
$2050.00
Mean
$2234.20
Median
$2300.00
High
$2346.00

Company Overview

IPO: 10/22/1986
Industry: Banks - Regional
P/B i: 1.19
Debt / Equity i: 1.62
Operating Margin: 20.49%
Net Margin: 15.22%
ROE i: -
ROIC: -

Financial Health

Score9 / 20
Debt / Equity: 1.62
Current Ratio: 1.03
Quick Ratio: 1.03
Status: Moderate

Insider Transactions

Recent executive and insider activity

HOLDING FRANK B JR
Transaction: 06/05/2026
BUY
Change
+50
Price
$1743.80
Filing
06/08/2026
Type
BUY
Alemany Ellen R
Transaction: 06/04/2026
SELL
Change
-37
Price
$2052.43
Filing
06/08/2026
Type
SELL
HOLDING FRANK B JR
Transaction: 06/04/2026
BUY
Change
+3
Price
$1712.99
Filing
06/08/2026
Type
BUY