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Expensify, Inc.

EXFY • Software - Application
$2.38
▼ -0.05 (-2.06%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHER-RISK PROFILECautionConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Caution is warranted. Recent ratios show weaknesses that may limit returns unless fundamentals improve.
Market Cap
$227.15M
Growth
-7.2%
Cash Flow
3/5
Trend
Mostly stable
Evidence
Positive free cash flow · 0.22Manageable debt level · 0.04Healthy liquidity · 3.3Negative growth trendWeak profitability
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:39 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$2.38
Change-2.06%
Shares Out95.44M
Market Cap$227.15M
Enterprise Value$166.14M
52W Range0.69 - 2.52
Beta1.69
P/E-14.54
P/S1.64
P/B1.69
P/FCF23.78
EV/Sales1.20

Investment DNA

How strong this company looks for long-term investors

50
out of 100
Business Quality
Margins, moat, returns
22/100
Financial Strength
Debt, cash, stability
76/100
Growth Potential
Revenue and expansion
20/100
Price Attractiveness
Cheap or expensive today
95/100
Why this score▼
Positive free cash flow · 0.22Manageable debt level · 0.04Healthy liquidity · 3.3Negative growth trendWeak profitability

Analyst view

Analyst sentiment and price target

EXFY
Analyst sentiment
Based on 10 analyst votes · 2026-09-05
70/100
Bullish
Bullish
5
Hold
4
Bearish
1
Price Target
2026-08-07
Low
$2.50
Mean
$13.75
Median
$13.75
High
$25.00

Company Overview

IPO: 11/10/2021
Industry: Software - Application
P/B i: 1.69
Debt / Equity i: 0.04
Operating Margin: -12.68%
Net Margin: -15.05%
ROE i: -
ROIC: -

Financial Health

Score15 / 20
Debt / Equity: 0.04
Current Ratio: 3.30
Quick Ratio: 3.30
Status: Good

Insider Transactions

Recent executive and insider activity

Liu Ying
Transaction: 07/05/2026
BUY
Change
+3,731
Price
Not reported
Filing
07/07/2026
Type
BUY
Christen Timothy L
Transaction: 05/22/2026
BUY
Change
+123,762
Price
Not reported
Filing
07/07/2026
Type
BUY
Liu Ying
Transaction: 05/22/2026
BUY
Change
+123,762
Price
Not reported
Filing
07/07/2026
Type
BUY