Finzati - Logo
ESNT logo

Essent Group Ltd.

ESNT • Insurance - Specialty
$69.18
▼ -0.45 (-0.65%)
Current price
EarningsLatest report: Mar 31, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$5.90B
Growth
33.7%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 54.7%Positive revenue growth · 8.3%Positive free cash flow · 8.57Consistent free cash flow · 5/5Reasonable earnings multiple · 9.33
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: May 8, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$69.18
Change-0.65%
Market Cap$5.90B
52W Range55.22 - 67.09
Beta0.78
Gross Margin88.16%
Oper. Margin65.18%
Profit Margin54.72%
Debt/Eq0.09
Current Ratio5.75
Quick Ratio5.75
Revenue 5Y33.67%

Investment DNA

How strong this company looks for long-term investors

89
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
95/100
Growth Potential
Revenue and expansion
83/100
Price Attractiveness
Cheap or expensive today
86/100
Why this score▼
Stable or improving margins · 54.7%Positive revenue growth · 8.3%Positive free cash flow · 8.57Consistent free cash flow · 5/5Reasonable earnings multiple · 9.33Manageable debt level · 0.09

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-06-29
Low
$62.00
Mean
$66.25
Median
$66.50
High
$70.00

Company Overview

IPO: 10/31/2013
Industry: Insurance - Specialty
P/B i: 1.12
Debt / Equity i: 0.09
Operating Margin: 65.18%
Net Margin: 54.72%
ROE i: -
ROIC: -

Financial Health

Score19 / 20
Debt / Equity: 0.09
Current Ratio: 5.75
Quick Ratio: 5.75
Status: Strong

Insider Transactions

Recent executive and insider activity

Galda April Joyce
Transaction: 05/07/2026
SELL
Change
-56
Price
Not reported
Filing
05/08/2026
Type
SELL
Galda April Joyce
Transaction: 05/07/2026
SELL
Change
-2,569
Price
Not reported
Filing
05/08/2026
Type
SELL
Galda April Joyce
Transaction: 05/07/2026
BUY
Change
+2,569
Price
Not reported
Filing
05/08/2026
Type
BUY