Lesavoy Bernard M
Transaction: 06/15/2026
BUY
Change
+100
Price
$21.45
Filing
06/15/2026
Type
BUY
Embassy Bancorp, Inc.
EMYB • Banks - Regional
$22.24
▼ -0.01 (-0.04%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$169.17M
Growth
7.0%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 18.3%Positive revenue growth · 10.3%Positive free cash flow · 1.6Consistent free cash flow · 5/5Reasonable earnings multiple · 10.16
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$22.24
Change-0.04%
Shares Out7.61M
Market Cap$169.17M
Enterprise Value$-195.46M
52W Range15.40 - 21.75
Beta0.16
P/E11.10
P/S2.20
P/B1.32
P/FCF10.42
EV/Sales-2.54
Price$22.24
Change-0.04%
Shares Out7.61M
Market Cap$169.17M
Enterprise Value$-195.46M
52W Range15.40 - 21.75
Beta0.16
P/E11.10
P/S2.20
P/B1.32
P/FCF10.42
EV/Sales-2.54
EV/EBITDA-13.61
EV/FCF-12.04
Earnings Yield9.01%
FCF Yield9.60%
Dividend Yield2.16%
Gross Margin60.99%
Oper. Margin22.21%
Profit Margin18.33%
Debt/Eq0.11
Current Ratio138.93
Quick Ratio138.93
Revenue 5Y7.00%
FCF 5Y12.14%
Volume5.62K
Avg Volume4.56K
Investment DNA
How strong this company looks for long-term investors
78
out of 100
Business Quality
Margins, moat, returns
74/100
Financial Strength
Debt, cash, stability
76/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
90/100
Why this score▼
Stable or improving margins · 18.3%Positive revenue growth · 10.3%Positive free cash flow · 1.6Consistent free cash flow · 5/5Reasonable earnings multiple · 10.16Manageable debt level · 0.11
Analyst view
No analyst data available now.
Insider Transactions
Recent executive and insider activity
Lobach David M Jr
Transaction: 06/15/2026
BUY
Change
+500
Price
$21.45
Filing
06/15/2026
Type
BUY
Yurconic John T
Transaction: 06/15/2026
BUY
Change
+500
Price
$21.45
Filing
06/15/2026
Type
BUY
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| Lesavoy Bernard M | BUY | +100 | $21.45 | 06/15/2026 | 06/15/2026 |
| Lobach David M Jr | BUY | +500 | $21.45 | 06/15/2026 | 06/15/2026 |
| Yurconic John T | BUY | +500 | $21.45 | 06/15/2026 | 06/15/2026 |
| Skumin Jeffrey C. | BUY | +50 | $21.45 | 06/15/2026 | 06/15/2026 |
| Neel Lynne Marie | BUY | +350 | $21.45 | 06/15/2026 | 06/15/2026 |
| Macy Michael B | BUY | +1,000 | $21.45 | 06/15/2026 | 06/15/2026 |
| Lobach David M Jr | BUY | +400 | $21.00 | 06/08/2026 | 06/08/2026 |
| Lobach David M Jr | BUY | +100 | $20.61 | 06/04/2026 | 06/04/2026 |
| Lobach David M Jr | BUY | +106 | $20.30 | 05/18/2026 | 05/18/2026 |
| Lobach David M Jr | BUY | +100 | $19.58 | 03/23/2026 | 03/23/2026 |
| Boyer Geoffrey F | BUY | +1,812 | Not reported | 02/10/2026 | 02/11/2026 |
| ENGLESSON JOHN G | BUY | +1,812 | Not reported | 02/10/2026 | 02/11/2026 |
| Lesavoy Bernard M | BUY | +1,812 | Not reported | 02/10/2026 | 02/11/2026 |
| BANKO FRANK III | BUY | +3,346 | Not reported | 02/10/2026 | 02/11/2026 |
| Pittman John C | BUY | +1,812 | Not reported | 02/10/2026 | 02/11/2026 |
| Smith Patti Gates | BUY | +1,812 | Not reported | 02/10/2026 | 02/11/2026 |
| Yurconic John T | BUY | +3,625 | Not reported | 02/10/2026 | 02/11/2026 |
| Hunsicker Judith A | SELL | -615 | $18.34 | 12/29/2025 | 12/30/2025 |
| Skumin Jeffrey C. | BUY | +442 | Not reported | 12/15/2025 | 12/17/2025 |
| Stefanov Brandi | BUY | +303 | Not reported | 12/15/2025 | 12/17/2025 |