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ECB Bancorp, Inc.

ECBKBanks - Regional
$20.75
-0.80 (-3.69%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.
Market Cap
$158.88M
Growth
39.4%
Cash Flow
5/5
Trend
Stable
Evidence
Positive revenue growth · 50.2%Positive free cash flow · 1.11Consistent free cash flow · 5/5Reasonable earnings multiple · 18.12Weak liquidity · 0.1
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: May 8, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$20.76
Change-3.69%
Market Cap$158.88M
52W Range14.82 - 20.05
Beta0.49
Gross Margin39.88%
Oper. Margin13.05%
Profit Margin9.78%
Debt/Eq1.66
Current Ratio0.10
Quick Ratio0.10
Revenue 5Y39.45%

Investment DNA

How strong this company looks for long-term investors

71
out of 100
Business Quality
Margins, moat, returns
65/100
Financial Strength
Debt, cash, stability
24/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
71/100
Why this score
Positive revenue growth · 50.2%Positive free cash flow · 1.11Consistent free cash flow · 5/5Reasonable earnings multiple · 18.12Weak liquidity · 0.1
Analyst view
No analyst data available now.

Company Overview

IPO: 7/28/2022
Industry: Banks - Regional
P/B i: 0.82
Debt / Equity i: 1.66
Operating Margin: 13.05%
Net Margin: 9.78%
ROE i: -
ROIC: -

Financial Health

Score5 / 20
Debt / Equity: 1.66
Current Ratio: 0.10
Quick Ratio: 0.10
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Lavertu Brandon
Transaction: 04/30/2026
BUY
Change
+10
Price
$17.85
Filing
05/01/2026
Type
BUY
Sullivan Maura Ellen
Transaction: 02/09/2026
BUY
Change
+2,200
Price
$18.50
Filing
02/09/2026
Type
BUY
Sullivan Maura Ellen
Transaction: 12/17/2025
BUY
Change
+1,150
Price
Not reported
Filing
12/19/2025
Type
BUY