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Dave Inc.

DAVESoftware - Application
$380.69
-10.17 (-2.60%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$5.21B
Growth
36.0%
Cash Flow
3/5
Trend
Mostly stable
Evidence
Stable or improving margins · 35.3%Positive revenue growth · 33.2%Positive free cash flow · 21.67Reasonable earnings multiple · 15.11Manageable debt level · 0.21
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 12:41 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$380.69
Change-2.60%
Shares Out13.68M
Market Cap$5.21B
Enterprise Value$5.22B
52W Range152.21 - 458.25
Beta3.83
P/E23.39
P/S8.23
P/B25.05
P/FCF12.75
EV/Sales8.25

Investment DNA

How strong this company looks for long-term investors

85
out of 100
Business Quality
Margins, moat, returns
90/100
Financial Strength
Debt, cash, stability
95/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
65/100
Why this score
Stable or improving margins · 35.3%Positive revenue growth · 33.2%Positive free cash flow · 21.67Reasonable earnings multiple · 15.11Manageable debt level · 0.21Healthy liquidity · 3.83

Analyst view

Analyst sentiment and price target

DAVE
Analyst sentiment
Based on 13 analyst votes · 2026-09-05
92/100
Bullish
Bullish
11
Hold
2
Bearish
0
Price Target
2026-08-07
Low
$310.00
Mean
$434.00
Median
$450.00
High
$475.00

Company Overview

IPO: 4/26/2021
Industry: Software - Application
P/B i: 25.05
Debt / Equity i: 0.21
Operating Margin: 33.68%
Net Margin: 35.34%
ROE i: -
ROIC: -

Financial Health

Score19 / 20
Debt / Equity: 0.21
Current Ratio: 3.83
Quick Ratio: 3.83
Status: Strong

Insider Transactions

Recent executive and insider activity

Rozov Yadin
Transaction: 06/05/2026
SELL
Change
-2,200
Price
Not reported
Filing
06/09/2026
Type
SELL
Preston Dan
Transaction: 06/05/2026
SELL
Change
-275
Price
$259.83
Filing
06/08/2026
Type
SELL
Preston Dan
Transaction: 06/04/2026
SELL
Change
-275
Price
$247.65
Filing
06/08/2026
Type
SELL