Branch Phillip R
Transaction: 02/14/2024
BUY
Change
+32
Price
$7.78
Filing
02/16/2024
Type
BUY
Citizens Holding Company
CIZN • Banks - Regional
$10.67
— 0.00 (0.00%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.
Market Cap
$60.72M
Growth
6.0%
Cash Flow
5/5
Trend
Stable
Evidence
Positive revenue growth · 13.1%Positive free cash flow · 2.41Consistent free cash flow · 5/5Reasonable earnings multiple · 5.48Weak liquidity · 0.97
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 27, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$10.67
Change0.00%
Shares Out5.69M
Market Cap$60.72M
Enterprise Value$134.49M
52W Range6.44 - 10.20
Beta0.08
P/E7.43
P/S0.73
P/B0.95
P/FCF12.64
EV/Sales1.62
Price$10.67
Change0.00%
Shares Out5.69M
Market Cap$60.72M
Enterprise Value$134.49M
52W Range6.44 - 10.20
Beta0.08
P/E7.43
P/S0.73
P/B0.95
P/FCF12.64
EV/Sales1.62
EV/EBITDA14.14
EV/FCF27.99
Earnings Yield13.45%
FCF Yield7.91%
Dividend Yield0.19%
Gross Margin62.92%
Oper. Margin11.55%
Profit Margin9.86%
Debt/Eq1.41
Current Ratio0.97
Quick Ratio0.97
Revenue 5Y6.01%
FCF 5Y3.99%
Target$13.25
Target Upside24.18%
Target Median$13.50
Target Range8.00 - 18.00
Volume100.00
Avg Volume1.50K
EPS Surprise-0.02
Investment DNA
How strong this company looks for long-term investors
71
out of 100
Business Quality
Margins, moat, returns
62/100
Financial Strength
Debt, cash, stability
43/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
91/100
Why this score▼
Positive revenue growth · 13.1%Positive free cash flow · 2.41Consistent free cash flow · 5/5Reasonable earnings multiple · 5.48Weak liquidity · 0.97
Analyst view
Analyst sentiment and price target
Analyst sentiment
Based on 2 analyst votes · 2026-09-05
50/100
Neutral
Bullish
0
Hold
2
Bearish
0
Price Target
2026-06-06
Low
$18.00
Mean
$21.50
Median
$21.50
High
$25.00
Insider Transactions
Recent executive and insider activity
Brantley Stacy M
Transaction: 02/09/2024
BUY
Change
+4,951
Price
$7.88
Filing
02/09/2024
Type
BUY
KING HERBERT A
Transaction: 02/09/2024
BUY
Change
+14,000
Price
$7.89
Filing
02/09/2024
Type
BUY
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| Branch Phillip R | BUY | +32 | $7.78 | 02/14/2024 | 02/16/2024 |
| Brantley Stacy M | BUY | +4,951 | $7.88 | 02/09/2024 | 02/09/2024 |
| KING HERBERT A | BUY | +14,000 | $7.89 | 02/09/2024 | 02/09/2024 |
| Brantley Stacy M | BUY | +6,400 | $7.73 | 02/07/2024 | 02/07/2024 |
| Brantley Stacy M | BUY | +13,649 | $7.73 | 02/01/2024 | 02/05/2024 |
| Dungan Vincent Craig | BUY | +29,333 | $10.50 | 08/24/2023 | 08/25/2023 |
| KING HERBERT A | BUY | +1,000 | $10.49 | 08/15/2023 | 08/25/2023 |
| KING HERBERT A | BUY | +1,000 | $10.47 | 08/14/2023 | 08/25/2023 |
| KING HERBERT A | BUY | +100 | $10.49 | 08/11/2023 | 08/25/2023 |
| Branch Phillip R | BUY | +285 | $10.42 | 08/15/2023 | 08/15/2023 |
| Crosswhite Jane D. | BUY | +1,000 | $10.54 | 08/10/2023 | 08/14/2023 |
| Dungan Vincent Craig | BUY | +500 | $10.19 | 08/09/2023 | 08/11/2023 |
| Brantley Stacy M | BUY | +750 | $12.48 | 04/26/2023 | 05/02/2023 |
| Dungan Vincent Craig | BUY | +750 | $12.48 | 04/26/2023 | 04/27/2023 |
| Voyles Jason | BUY | +750 | $12.48 | 04/26/2023 | 04/27/2023 |
| Kilgore Donald Leland | BUY | +750 | $12.48 | 04/26/2023 | 04/27/2023 |
| King David Anderson | BUY | +750 | $12.48 | 04/26/2023 | 04/27/2023 |
| KING HERBERT A | BUY | +750 | $12.48 | 04/26/2023 | 04/27/2023 |
| Mars Daniel Adam | BUY | +750 | $12.48 | 04/26/2023 | 04/27/2023 |
| WEBB DAVID PEEBLES | BUY | +750 | $12.48 | 04/26/2023 | 04/27/2023 |