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Carter Bankshares, Inc.

CARE • Banks - Regional
$31.98
▲ +0.21 (+0.66%)
Current price
EarningsLatest report: Jun 30, 2026
BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$698.40M
Growth
14.5%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 12.3%Positive revenue growth · 17.6%Positive free cash flow · 1.42Consistent free cash flow · 5/5Reasonable earnings multiple · 14.08
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:19 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$31.98
Change0.66%
Shares Out21.84M
Market Cap$698.40M
Enterprise Value$657.30M
52W Range16.78 - 36.06
Beta0.51
P/E5.43
P/S2.00
P/B1.30
P/FCF1.91
EV/Sales1.89

Investment DNA

How strong this company looks for long-term investors

68
out of 100
Business Quality
Margins, moat, returns
63/100
Financial Strength
Debt, cash, stability
37/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
84/100
Why this score▼
Stable or improving margins · 12.3%Positive revenue growth · 17.6%Positive free cash flow · 1.42Consistent free cash flow · 5/5Reasonable earnings multiple · 14.08Manageable debt level · 0.43

Analyst view

Analyst sentiment and price target

CARE
Analyst sentiment
Based on 5 analyst votes · 2026-09-05
50/100
Neutral
Bullish
0
Hold
5
Bearish
0
Price Target
2026-08-07
Low
$27.00
Mean
$30.75
Median
$30.75
High
$34.50

Company Overview

IPO: 3/15/2007
Industry: Banks - Regional
P/B i: 1.30
Debt / Equity i: 0.43
Operating Margin: 15.71%
Net Margin: 12.32%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.43
Current Ratio: 0.12
Quick Ratio: 0.12
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

FELDMANN GREGORY W
Transaction: 08/04/2026
SELL
Change
-280
Price
$35.16
Filing
08/05/2026
Type
SELL
Langs Bradford N.
Transaction: 07/30/2026
SELL
Change
-2,500
Price
$34.54
Filing
07/30/2026
Type
SELL
Bolton Robert M.
Transaction: 07/30/2026
SELL
Change
-1,500
Price
$34.60
Filing
07/30/2026
Type
SELL