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Credit Acceptance Corporation

CACC • Financial - Credit Services
$604.72
▲ +3.14 (+0.52%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$6.30B
Growth
—
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 18.3%Positive revenue growth · 16.1%Positive free cash flow · 95.05Consistent free cash flow · 5/5Reasonable earnings multiple · 11.59
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: May 5, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:36 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$604.72
Change0.52%
Market Cap$6.30B
52W Range401.90 - 605.47
Beta1.39
Gross Margin98.75%
Oper. Margin47.63%
Profit Margin18.29%
Debt/Eq4.17
Current Ratio0.26
Quick Ratio0.26
FCF 5Y18.35%

Investment DNA

How strong this company looks for long-term investors

78
out of 100
Business Quality
Margins, moat, returns
77/100
Financial Strength
Debt, cash, stability
21/100
Growth Potential
Revenue and expansion
91/100
Price Attractiveness
Cheap or expensive today
85/100
Why this score▼
Stable or improving margins · 18.3%Positive revenue growth · 16.1%Positive free cash flow · 95.05Consistent free cash flow · 5/5Reasonable earnings multiple · 11.59High debt level · 4.17

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-06-25
Low
$540.00
Mean
$540.00
Median
$540.00
High
$540.00

Company Overview

IPO: 6/5/1992
Industry: Financial - Credit Services
P/B i: 3.22
Debt / Equity i: 4.17
Operating Margin: 47.63%
Net Margin: 18.29%
ROE i: -
ROIC: -

Financial Health

Score4 / 20
Debt / Equity: 4.17
Current Ratio: 0.26
Quick Ratio: 0.26
Status: HighRisk

Warnings

  • High debt level
  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Martin Jay D
Transaction: 06/17/2026
SELL
Change
-2
Price
$333.94
Filing
06/17/2026
Type
SELL
Martin Jay D
Transaction: 06/17/2026
SELL
Change
-1
Price
$575.15
Filing
06/17/2026
Type
SELL
KERBER ERIN J
Transaction: 06/17/2026
SELL
Change
-2
Price
$333.94
Filing
06/17/2026
Type
SELL