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BV Financial, Inc.

BVFLBanks - Regional
$21.58
-0.19 (-0.87%)
Current price
EarningsLatest report: Jun 30, 2026
HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$181.11M
Growth
5.1%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 25.7%Positive revenue growth · 8.7%Positive free cash flow · 2.23Consistent free cash flow · 5/5Reasonable earnings multiple · 11.33
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 14, 2026, 12:20 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$21.58
Change-0.87%
Shares Out8.39M
Market Cap$181.11M
Enterprise Value$140.22M
52W Range14.60 - 22.17
Beta0.06
P/E13.84
P/S3.50
P/B0.99
P/FCF9.00
EV/Sales2.71

Investment DNA

How strong this company looks for long-term investors

83
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
91/100
Price Attractiveness
Cheap or expensive today
89/100
Why this score
Stable or improving margins · 25.7%Positive revenue growth · 8.7%Positive free cash flow · 2.23Consistent free cash flow · 5/5Reasonable earnings multiple · 11.33Manageable debt level · 0.19
Analyst view
No analyst data available now.

Company Overview

IPO: 2/17/2005
Industry: Banks - Regional
P/B i: 0.99
Debt / Equity i: 0.19
Operating Margin: 32.38%
Net Margin: 25.73%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.19
Current Ratio: 0.12
Quick Ratio: 0.12
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Galli Joseph S
Transaction: 06/12/2026
SELL
Change
-291
Price
$19.96
Filing
06/15/2026
Type
SELL
Galli Joseph S
Transaction: 06/11/2026
SELL
Change
-8,122
Price
$19.84
Filing
06/15/2026
Type
SELL
Galli Joseph S
Transaction: 06/10/2026
SELL
Change
-18
Price
$19.98
Filing
06/11/2026
Type
SELL