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Bread Financial Holdings, Inc.

BFHIV • Asset Management
$110.87
▲ +2.08 (+1.91%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.
Market Cap
$4.51B
Growth
9.1%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 11.0%Positive revenue growth · 12.3%Positive free cash flow · 46.59Consistent free cash flow · 5/5Reasonable earnings multiple · 6.42
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$110.87
Change1.91%
Shares Out40.70M
Market Cap$4.51B
Enterprise Value$4.11B
52W Range24.52 - 24.72
Beta0.00
P/E7.94
P/S0.95
P/B1.34
P/FCF2.72
EV/Sales0.87

Investment DNA

How strong this company looks for long-term investors

79
out of 100
Business Quality
Margins, moat, returns
66/100
Financial Strength
Debt, cash, stability
28/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
95/100
Why this score▼
Stable or improving margins · 11.0%Positive revenue growth · 12.3%Positive free cash flow · 46.59Consistent free cash flow · 5/5Reasonable earnings multiple · 6.42Weak liquidity · 0.27

Analyst view

Analyst sentiment and price target

BFH
Analyst sentiment
Based on 37 analyst votes · 2026-09-05
69/100
Neutral
Bullish
15
Hold
21
Bearish
1
Price Target
2026-07-30
Low
$104.00
Mean
$113.80
Median
$112.00
High
$132.00

Company Overview

IPO: 11/21/2025
Industry: Asset Management
P/B i: 1.34
Debt / Equity i: 1.32
Operating Margin: 13.07%
Net Margin: 11.02%
ROE i: -
ROIC: -

Financial Health

Score6 / 20
Debt / Equity: 1.32
Current Ratio: 0.27
Quick Ratio: 0.27
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Lakhwara Praniti
Transaction: 07/28/2026
SELL
Change
-2,802
Price
$106.12
Filing
07/29/2026
Type
SELL
Gerspach John C
Transaction: 07/15/2026
BUY
Change
+730
Price
Not reported
Filing
07/17/2026
Type
BUY
Tucker Laurie Anne
Transaction: 06/15/2026
BUY
Change
+1,638
Price
Not reported
Filing
06/17/2026
Type
BUY