Banco de Chile

BCH • Banks - Regional

$42.35

▼ -0.57 (-1.33%)

Current price

EarningsLatest report: Mar 31, 2026

BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.

Market Cap

$21.39B

Growth

4.4%

Cash Flow

5/5

Trend

Stable

Evidence

Stable or improving margins · 39.4%Positive free cash flow · 1482.15Consistent free cash flow · 5/5Reasonable earnings multiple · 14.56High debt level · 2.03

Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$42.35

Change-1.33%

Shares Out505.09M

Market Cap$21.39B

52W Range27.69 - 46.77

Beta0.12

P/E15.98

P/S16.91

P/B3.31

P/FCF-90.97

EV/Sales27.95

EV/EBITDA78.97

Price$42.35

Change-1.33%

Shares Out505.09M

Market Cap$21.39B

52W Range27.69 - 46.77

Beta0.12

P/E15.98

P/S16.91

P/B3.31

P/FCF-90.97

EV/Sales27.95

EV/EBITDA78.97

EV/FCF-150.39

Earnings Yield6.26%

FCF Yield-1.10%

Dividend Yield5.67%

Gross Margin87.38%

Oper. Margin49.98%

Profit Margin39.40%

Debt/Eq2.03

Current Ratio0.24

Quick Ratio0.24

Revenue 5Y4.38%

Target$39.00

Target Upside-7.91%

Target Median$39.00

Target Range39.00 - 39.00

Volume323.90K

Avg Volume318.63K

EPS Surprise0.02

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

90/100

Financial Strength

Debt, cash, stability

20/100

Growth Potential

Revenue and expansion

20/100

Price Attractiveness

Cheap or expensive today

68/100

Why this score▼

Stable or improving margins · 39.4%Positive free cash flow · 1482.15Consistent free cash flow · 5/5Reasonable earnings multiple · 14.56High debt level · 2.03Weak liquidity · 0.24

Analyst view

Analyst sentiment and price target

BCH

Analyst sentiment

Based on 9 analyst votes · 2026-09-05

72/100

Bullish

Hold

Bearish

Price Target

2026-08-02

Low

$39.00

Mean

$39.00

Median

$39.00

High

$39.00

Company Overview

IPO: 8/2/2002

Industry: Banks - Regional

P/B i: 3.31

Debt / Equity i: 2.03

Operating Margin: 49.98%

Net Margin: 39.40%

ROE i: -

ROIC: -

Financial Health

Score4 / 20

Debt / Equity: 2.03

Current Ratio: 0.24

Quick Ratio: 0.24

Status: HighRisk

Warnings

High debt level
Weak Liquidity
Weak quick ratio

🧾

No insider activity

No recent insider transactions available.

About the Company

Banco de Chile

Operating across Chile, Banco de Chile (BCH) and its subsidiaries offer a wide array of banking and financial products and services to customers throughout the country. The company's operations are structured into three primary divisions: Retail Banking, Wholesale Banking, and Treasury and Money Market segments. Its product portfolio includes various deposit accounts such as checking, current, demand, savings, and time deposits. Banco de Chile also extends a range of loan products, including commercial, mortgage, consumer, working capital, syndicated, and installment loans, alongside providing credit card services. Beyond these core offerings, the bank delivers leasing, factoring, and foreign trade support, as well as international and treasury banking solutions, and financial advisory services. Furthermore, it assists clients with liquidity management, offers debt instruments, and deals in derivative contracts and leases. The institution is also involved in financial transaction and currency trading services, securities brokerage, mutual funds management, and investment banking and management for wholesale clients, in addition to insurance brokerage. As of December 31, 2021, Banco de Chile operated an extensive physical network comprising 272 branches and 1,761 automated teller machines (ATMs). The bank serves a broad spectrum of clients, from individual consumers and small and medium-sized enterprises (SMEs) to corporate entities and large companies. Founded in 1893, Banco de Chile's headquarters are located in Santiago, Chile.

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Peers

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Size reflects market cap · color matches the chart line

1Y peer performance

Top performers + selected company

Latest news

Banco De Chile (NYSE:BCH) Shares Pass Above 200 Day Moving Average – Here’s What Happened

Banco De Chile (NYSE: BCH - Get Free Report) shares passed above its 200-day moving average during trading on Tuesday. The stock has a 200-day moving average of $39.45 and traded as high as $41.76. Banco De Chile shares last traded at $41.53, with a volume of 271,715 shares changing hands. Analyst Ratings Changes A

Defense World

Banco De Chile Q2 Earnings Call Highlights

Banco De Chile NYSE: BCH reported second-quarter net income of CLP 391 billion, supported by higher inflation-linked revenue, resilient customer income, fee growth and cost discipline, while the bank also increased additional loan-loss provisions amid a more uncertain macroeconomic backdrop.

MarketBeat

Banco de Chile (BCH) Q2 2026 Earnings Call Transcript

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GuruFocus

Is the Options Market Predicting a Spike in Banco De Chile Stock?

Investors need to pay close attention to BCH stock based on the movements in the options market lately.

Zacks Investment Research

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-30	0.58	0.6	0.02
2026-02-03	0.6	0.58	-0.02
2025-10-30	0.62	0.6	-0.02
2025-07-31	0.63	0.64	0.01
2025-04-29	0.58	0.97	0.39
2025-02-12	0.65	0.59	-0.06
2024-10-29	0.65	0.61	-0.04
2024-07-30	0.65	0.69	0.04
2024-04-30	0.58	0.62	0.04
2024-01-29	0.72	0.87	0.15
2023-10-30	0.66	0.62	-0.04
2023-07-27	0.78	0.86	0.08