Hoechner Carl Christian
Transaction: 05/28/2026
BUY
Change
+100
Price
$2.13
Filing
05/29/2026
Type
BUY
Standard Premium Finance Holdings, Inc.
SPFX • Financial - Credit Services
$3.10
▲ +0.01 (+0.32%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$12.15M
Growth
10.8%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 9.7%Positive revenue growth · 16.0%Positive free cash flow · 0.95Consistent free cash flow · 5/5Reasonable earnings multiple · 5.19
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 12, 2026, 12:32 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$3.10
Change0.32%
Shares Out3.92M
Market Cap$12.15M
Enterprise Value$12.24M
52W Range1.21 - 3.25
Beta-0.49
P/E8.84
P/S0.92
P/B1.35
P/FCF9.66
EV/Sales0.92
Price$3.10
Change0.32%
Shares Out3.92M
Market Cap$12.15M
Enterprise Value$12.24M
52W Range1.21 - 3.25
Beta-0.49
P/E8.84
P/S0.92
P/B1.35
P/FCF9.66
EV/Sales0.92
EV/EBITDA16.58
EV/FCF9.73
Earnings Yield11.31%
FCF Yield10.35%
Dividend Yield0.94%
Gross Margin83.81%
Oper. Margin45.70%
Profit Margin9.74%
Debt/Eq7.56
Current Ratio1.32
Quick Ratio1.32
Revenue 5Y10.78%
Volume1.10K
Avg Volume666.00
Investment DNA
How strong this company looks for long-term investors
80
out of 100
Business Quality
Margins, moat, returns
76/100
Financial Strength
Debt, cash, stability
49/100
Growth Potential
Revenue and expansion
88/100
Price Attractiveness
Cheap or expensive today
91/100
Why this score▼
Stable or improving margins · 9.7%Positive revenue growth · 16.0%Positive free cash flow · 0.95Consistent free cash flow · 5/5Reasonable earnings multiple · 5.19Healthy liquidity · 1.32
Analyst view
No analyst data available now.
Insider Transactions
Recent executive and insider activity
Hoechner Carl Christian
Transaction: 05/22/2026
BUY
Change
+38
Price
$2.00
Filing
05/26/2026
Type
BUY
Hoechner Carl Christian
Transaction: 05/21/2026
BUY
Change
+300
Price
$2.25
Filing
05/21/2026
Type
BUY
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| Hoechner Carl Christian | BUY | +100 | $2.13 | 05/28/2026 | 05/29/2026 |
| Hoechner Carl Christian | BUY | +38 | $2.00 | 05/22/2026 | 05/26/2026 |
| Hoechner Carl Christian | BUY | +300 | $2.25 | 05/21/2026 | 05/21/2026 |
| Koppelmann William | BUY | +1,000 | $1.91 | 12/10/2025 | 12/15/2025 |
| Krogol Brian | BUY | +1,120 | $2.29 | 11/21/2025 | 11/25/2025 |
| Koppelmann William | BUY | +2,500 | $1.70 | 12/10/2024 | 12/11/2024 |
| Krogol Brian | BUY | +2,000 | $1.30 | 11/18/2024 | 11/19/2024 |
| Hoechner Carl Christian | BUY | +100 | $1.34 | 10/16/2024 | 10/16/2024 |
| Hoechner Carl Christian | BUY | +224 | $1.50 | 09/06/2024 | 09/23/2024 |
| Hoechner Carl Christian | BUY | +200 | $1.75 | 08/23/2024 | 09/23/2024 |
| Hoechner Carl Christian | BUY | +500 | $1.75 | 08/22/2024 | 09/23/2024 |
| Krogol Brian | BUY | +200 | $1.75 | 08/22/2024 | 08/22/2024 |
| Krogol Brian | BUY | +1,600 | $1.72 | 08/21/2024 | 08/22/2024 |
| Mejido Ramon | BUY | +12,500 | $0.80 | 08/14/2024 | 08/14/2024 |
| Mejido Ramon | SELL | -12,500 | $0.80 | 08/14/2024 | 08/14/2024 |
| Leavitt John | BUY | +1,000 | $6.03 | 04/18/2023 | 04/21/2023 |
| Hoechner Carl Christian | SELL | -100 | Not reported | 07/01/2022 | 12/06/2022 |
| Hoechner Carl Christian | BUY | +100 | Not reported | 06/29/2022 | 12/06/2022 |
| Konig Samuel | OTHER | 0 | Not reported | 01/07/2022 | 07/18/2022 |
| Krogol Brian | BUY | +5,000 | Not reported | 06/29/2022 | 07/06/2022 |