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SoFi Technologies, Inc.

SOFI • Financial - Credit Services
$18.22
— 0.00 (0.00%)
EarningsLatest report: Jun 30, 2026
BALANCED PROFILENeutralConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Mixed profile. The company is not automatically unattractive, but valuation, growth, or balance-sheet evidence does not yet justify a stronger signal.
Market Cap
$24.63B
Growth
-19.0%
Cash Flow
0/5
Trend
Negative
Evidence
Stable or improving margins · 10.1%Positive revenue growth · 19.0%Manageable debt level · 0.17Expensive earnings multiple · 62.56
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 12:24 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$18.22
Change0.00%
Shares Out1.35B
Market Cap$24.63B
Enterprise Value$17.28B
52W Range14.88 - 32.73
Beta2.15
P/E38.72
P/S4.41
P/B2.22
P/FCF-3.34
EV/Sales3.10

Investment DNA

How strong this company looks for long-term investors

55
out of 100
Business Quality
Margins, moat, returns
67/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
43/100
Why this score▼
Stable or improving margins · 10.1%Positive revenue growth · 19.0%Manageable debt level · 0.17Expensive earnings multiple · 62.56

Analyst view

Analyst sentiment and price target

SOFI
Analyst sentiment
Based on 27 analyst votes · 2026-09-05
61/100
Neutral
Bullish
10
Hold
13
Bearish
4
Price Target
2026-08-07
Low
$16.00
Mean
$21.00
Median
$21.00
High
$29.00

Company Overview

IPO: 1/4/2021
Industry: Financial - Credit Services
P/B i: 2.22
Debt / Equity i: 0.17
Operating Margin: 11.03%
Net Margin: 10.09%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.17
Current Ratio: 0.00
Quick Ratio: 0.00
Status: Moderate

Insider Transactions

Recent executive and insider activity

⚠ 2 high-volume insider sells detected
Freiberg Steven J
Transaction: 07/17/2026
BUY
Change
+13,993
Price
Not reported
Filing
07/27/2026
Type
BUY
Meltzer Gary
Transaction: 07/17/2026
BUY
Change
+13,993
Price
Not reported
Filing
07/27/2026
Type
BUY
YESIL MAGDALENA
Transaction: 07/14/2026
BUY
Change
+13,993
Price
Not reported
Filing
07/27/2026
Type
BUY