Finzati - Logo
NU logo

Nu Holdings Ltd.

NUBanks - Regional
$0.00
0.00 (0.00%)
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$67.46B
Growth
79.4%
Cash Flow
4/5
Trend
Mostly stable
Evidence
Stable or improving margins · 18.1%Positive revenue growth · 77.9%Positive free cash flow · 0.72Consistent free cash flow · 4/5Manageable debt level · 0.46
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: May 14, 2026, 12:00 AM UTCLast profile update: Aug 14, 2026, 12:45 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$0.00
Change0.00%
Market Cap$67.46B
52W Range11.20 - 18.98
Beta0.94
Gross Margin44.85%
Oper. Margin24.36%
Profit Margin18.07%
Debt/Eq0.46
Current Ratio0.59
Quick Ratio0.59
Revenue 5Y79.38%

Investment DNA

How strong this company looks for long-term investors

74
out of 100
Business Quality
Margins, moat, returns
89/100
Financial Strength
Debt, cash, stability
37/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
54/100
Why this score
Stable or improving margins · 18.1%Positive revenue growth · 77.9%Positive free cash flow · 0.72Consistent free cash flow · 4/5Manageable debt level · 0.46Weak liquidity · 0.59

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-08-14
Low
$13.00
Mean
$14.98
Median
$14.95
High
$17.00

Company Overview

IPO: 12/9/2021
Industry: Banks - Regional
P/B i: 7.17
Debt / Equity i: 0.46
Operating Margin: 24.36%
Net Margin: 18.07%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.46
Current Ratio: 0.59
Quick Ratio: 0.59
Status: Weak

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

1 high-volume insider sell detected
Pham Thuan
Transaction: 08/07/2026
BUY
Change
+23,483
Price
Not reported
Filing
08/11/2026
Type
BUY
Calderon Peres Rogerio Paulo
Transaction: 08/07/2026
BUY
Change
+23,483
Price
Not reported
Filing
08/11/2026
Type
BUY
Moreno Mejia Luis Alberto
Transaction: 08/07/2026
BUY
Change
+25,290
Price
Not reported
Filing
08/11/2026
Type
BUY