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LendingClub Corporation

LC • Financial - Credit Services
$19.21
▲ +0.40 (+2.13%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$2.25B
Growth
8.5%
Cash Flow
2/5
Trend
Volatile
Evidence
Stable or improving margins · 10.2%Positive revenue growth · 6.0%Reasonable earnings multiple · 16.1Manageable debt level · 0.01Weak liquidity · 0.1
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Apr 27, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$19.21
Change2.13%
Shares Out117.33M
Market Cap$2.25B
Enterprise Value$1.45B
52W Range11.75 - 21.67
Beta1.97
P/E12.84
P/S1.74
P/B1.48
P/FCF-0.71
EV/Sales1.12

Investment DNA

How strong this company looks for long-term investors

70
out of 100
Business Quality
Margins, moat, returns
82/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
85/100
Price Attractiveness
Cheap or expensive today
88/100
Why this score▼
Stable or improving margins · 10.2%Positive revenue growth · 6.0%Reasonable earnings multiple · 16.1Manageable debt level · 0.01Weak liquidity · 0.1

Analyst view

Analyst sentiment and price target

LC
Analyst sentiment
Based on 25 analyst votes · 2026-09-05
80/100
Bullish
Bullish
15
Hold
10
Bearish
0
Price Target
2026-06-29
Low
$22.50
Mean
$22.75
Median
$22.75
High
$23.00

Company Overview

IPO: 12/11/2014
Industry: Financial - Credit Services
P/B i: 1.48
Debt / Equity i: 0.01
Operating Margin: 25.00%
Net Margin: 10.17%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.01
Current Ratio: 0.10
Quick Ratio: 0.10
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

Stack Fergal
Transaction: 06/16/2026
SELL
Change
-60,000
Price
$19.00
Filing
06/18/2026
Type
SELL
Cheng Jordan
Transaction: 06/10/2026
SELL
Change
-5,500
Price
$17.46
Filing
06/11/2026
Type
SELL
Sanborn Scott
Transaction: 06/09/2026
SELL
Change
-4,899
Price
$18.00
Filing
06/11/2026
Type
SELL