Lu Xiaojing
Transaction: 07/01/2026
OTHER
Change
0
Price
Not reported
Filing
07/09/2026
Type
OTHER
Jiayin Group Inc.
JFIN • Financial - Credit Services
$1.70
▼ -0.10 (-5.82%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$89.08M
Growth
4.0%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 24.7%Positive free cash flow · 12.1Consistent free cash flow · 5/5Reasonable earnings multiple · 9.76Manageable debt level · 0.16
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 30, 2026, 12:06 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$1.70
Change-5.82%
Shares Out52.40M
Market Cap$89.08M
52W Range1.95 - 12.73
Beta0.91
P/E7.90
P/S1.95
P/B0.38
P/FCF2.71
EV/Sales3.15
EV/EBITDA10.07
Price$1.70
Change-5.82%
Shares Out52.40M
Market Cap$89.08M
52W Range1.95 - 12.73
Beta0.91
P/E7.90
P/S1.95
P/B0.38
P/FCF2.71
EV/Sales3.15
EV/EBITDA10.07
EV/FCF4.38
Earnings Yield12.65%
FCF Yield36.85%
Dividend Yield6.41%
Gross Margin77.86%
Oper. Margin28.89%
Profit Margin24.68%
Debt/Eq0.16
Current Ratio1.88
Quick Ratio1.88
Revenue 5Y4.00%
FCF 5Y10.27%
Volume201.72K
Avg Volume72.04K
EPS Surprise0.11
Investment DNA
How strong this company looks for long-term investors
80
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
75/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
89/100
Why this score▼
Stable or improving margins · 24.7%Positive free cash flow · 12.1Consistent free cash flow · 5/5Reasonable earnings multiple · 9.76Manageable debt level · 0.16Healthy liquidity · 1.88
Analyst view
Analyst sentiment and price target
Analyst sentiment
Based on 1 analyst votes · 2026-09-05
100/100
Bullish
Bullish
1
Hold
0
Bearish
0
Insider Transactions
Recent executive and insider activity
Fan Chunlin
Transaction: 06/23/2026
BUY
Change
+240,000
Price
Not reported
Filing
06/24/2026
Type
BUY
Xu Yifang
Transaction: 06/23/2026
BUY
Change
+1,000,000
Price
Not reported
Filing
06/24/2026
Type
BUY
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| Lu Xiaojing | OTHER | 0 | Not reported | 07/01/2026 | 07/09/2026 |
| Fan Chunlin | BUY | +240,000 | Not reported | 06/23/2026 | 06/24/2026 |
| Xu Yifang | BUY | +1,000,000 | Not reported | 06/23/2026 | 06/24/2026 |
| Wang Zhe (Maik) | BUY | +160,000 | Not reported | 06/23/2026 | 06/24/2026 |
| Qi Dan | OTHER | 0 | Not reported | 06/01/2026 | 06/04/2026 |
| Rui Meng | OTHER | 0 | Not reported | 03/18/2026 | 03/18/2026 |
| Fan Chunlin | OTHER | 0 | Not reported | 03/18/2026 | 03/18/2026 |
| Hwang Yuhchang | OTHER | 0 | Not reported | 03/18/2026 | 03/18/2026 |
| Xu Yifang | OTHER | 0 | Not reported | 03/18/2026 | 03/18/2026 |
| Zhang Guanglin | OTHER | 0 | Not reported | 03/18/2026 | 03/18/2026 |
| Bai Bei | OTHER | 0 | Not reported | 03/18/2026 | 03/18/2026 |
| Wang Libin | OTHER | 0 | Not reported | 03/18/2026 | 03/18/2026 |