McHaffa Evan S.
Transaction: 01/05/2026
OTHER
Change
0
Price
Not reported
Filing
04/14/2026
Type
OTHER
F & M Bank Corp.
FMBM • Banks - Regional
$40.80
▼ -0.05 (-0.12%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%
Quantitative profile — not an investment recommendation.
Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$146.25M
Growth
7.3%
Cash Flow
4/5
Trend
Mostly stable
Evidence
Stable or improving margins · 14.2%Positive revenue growth · 12.9%Positive free cash flow · 4.44Consistent free cash flow · 4/5Reasonable earnings multiple · 9.11
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 14, 2026, 12:23 PM UTC
Company Snapshot
Key valuation, quality, financial strength, momentum and analyst data.
Price$40.80
Change-0.12%
Shares Out3.58M
Market Cap$146.25M
Enterprise Value$135.19M
52W Range23.10 - 40.95
Beta0.28
P/E10.16
P/S1.81
P/B1.30
P/FCF7.64
EV/Sales1.67
Price$40.80
Change-0.12%
Shares Out3.58M
Market Cap$146.25M
Enterprise Value$135.19M
52W Range23.10 - 40.95
Beta0.28
P/E10.16
P/S1.81
P/B1.30
P/FCF7.64
EV/Sales1.67
EV/EBITDA7.60
EV/FCF7.06
Earnings Yield9.85%
FCF Yield13.09%
Dividend Yield1.91%
Gross Margin63.35%
Oper. Margin16.44%
Profit Margin14.23%
Debt/Eq0.10
Current Ratio232.66
Quick Ratio232.66
Revenue 5Y7.26%
FCF 5Y6.56%
Volume200.00
Avg Volume2.06K
EPS Surprise0.08
Investment DNA
How strong this company looks for long-term investors
79
out of 100
Business Quality
Margins, moat, returns
74/100
Financial Strength
Debt, cash, stability
76/100
Growth Potential
Revenue and expansion
58/100
Price Attractiveness
Cheap or expensive today
94/100
Why this score▼
Stable or improving margins · 14.2%Positive revenue growth · 12.9%Positive free cash flow · 4.44Consistent free cash flow · 4/5Reasonable earnings multiple · 9.11Manageable debt level · 0.1
Analyst view
No analyst data available now.
Insider Transactions
Recent executive and insider activity
Harrison Bret V.
Transaction: 01/27/2026
OTHER
Change
0
Price
Not reported
Filing
02/06/2026
Type
OTHER
Driest Charles C.
Transaction: 04/07/2023
SELL
Change
0
Price
Not reported
Filing
02/09/2024
Type
SELL
| Insider | Type | Change | Price | Transaction | Filing |
|---|---|---|---|---|---|
| McHaffa Evan S. | OTHER | 0 | Not reported | 01/05/2026 | 04/14/2026 |
| Harrison Bret V. | OTHER | 0 | Not reported | 01/27/2026 | 02/06/2026 |
| Driest Charles C. | SELL | 0 | Not reported | 04/07/2023 | 02/09/2024 |
| Campbell Lisa F | OTHER | 0 | Not reported | 10/18/2022 | 02/09/2024 |
| Withers Jason | SELL | 0 | Not reported | 08/22/2022 | 02/09/2024 |
| Emswiler Melody D. | OTHER | 0 | Not reported | 01/03/2022 | 02/09/2024 |
| Hutman Hannah W. | SELL | 0 | Not reported | 07/23/2021 | 02/09/2024 |
| Thomas Daphyne S. | OTHER | 0 | Not reported | 07/23/2021 | 02/09/2024 |
| Willingham John A. | SELL | 0 | Not reported | 07/23/2021 | 02/09/2024 |
| Wilkerson Aubrey M. | OTHER | 0 | Not reported | 01/04/2021 | 02/09/2024 |
| Eberly Paul E. | OTHER | 0 | Not reported | 07/24/2020 | 02/09/2024 |
| Russell Kevin A. | SELL | 0 | Not reported | 05/28/2020 | 02/09/2024 |
| Keeler Anne B | OTHER | 0 | Not reported | 09/19/2019 | 02/09/2024 |
| Black Barton E. | OTHER | 0 | Not reported | 02/21/2019 | 02/09/2024 |
| WRAY PETER H | OTHER | 0 | Not reported | 11/16/2017 | 02/09/2024 |
| Willingham John A. | BUY | +1,000 | $19.09 | 12/28/2023 | 12/28/2023 |
| Russell Kevin A. | BUY | — | $19.09 | 12/28/2023 | 12/28/2023 |
| Campbell Lisa F | BUY | — | $19.09 | 12/28/2023 | 12/28/2023 |
| Willingham John A. | BUY | +1,500 | $19.00 | 12/22/2023 | 12/22/2023 |
| Wilkerson Aubrey M. | BUY | +500 | $15.80 | 11/29/2023 | 12/22/2023 |