FirstCash Holdings, Inc

FCFS • Financial - Credit Services

$225.62

▲ +1.70 (+0.76%)

Current price

EarningsLatest report: Jun 30, 2026

HIGHLY FAVORABLE PROFILEExcellentConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology

Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.

Market Cap

$9.98B

Growth

17.5%

Cash Flow

5/5

Trend

Stable

Evidence

Stable or improving margins · 9.0%Positive revenue growth · 18.4%Positive free cash flow · 10.43Consistent free cash flow · 5/5Reasonable earnings multiple · 21.69

Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$225.62

Change0.76%

Shares Out44.25M

Market Cap$9.98B

Enterprise Value$12.27B

52W Range120.00 - 235.97

Beta0.53

P/E25.72

P/S2.42

P/B4.30

P/FCF20.60

EV/Sales2.98

Price$225.62

Change0.76%

Shares Out44.25M

Market Cap$9.98B

Enterprise Value$12.27B

52W Range120.00 - 235.97

Beta0.53

P/E25.72

P/S2.42

P/B4.30

P/FCF20.60

EV/Sales2.98

EV/EBITDA10.46

EV/FCF25.32

Earnings Yield3.89%

FCF Yield4.85%

Dividend Yield0.55%

Gross Margin51.67%

Oper. Margin15.36%

Profit Margin9.02%

Debt/Eq1.24

Current Ratio4.55

Quick Ratio3.36

Revenue 5Y17.46%

Target$253.50

Target Upside12.36%

Target Median$253.50

Target Range252.00 - 255.00

Volume463.17K

Avg Volume447.25K

EPS Surprise0.36

Investment DNA

How strong this company looks for long-term investors

out of 100

Business Quality

Margins, moat, returns

71/100

Financial Strength

Debt, cash, stability

74/100

Growth Potential

Revenue and expansion

95/100

Price Attractiveness

Cheap or expensive today

78/100

Why this score▼

Stable or improving margins · 9.0%Positive revenue growth · 18.4%Positive free cash flow · 10.43Consistent free cash flow · 5/5Reasonable earnings multiple · 21.69Healthy liquidity · 4.55

Analyst view

Analyst sentiment and price target

FCFS

Analyst sentiment

Based on 19 analyst votes · 2026-09-05

76/100

Bullish

Hold

Bearish

Price Target

2026-07-29

Low

$252.00

Mean

$252.00

Median

$252.00

High

$252.00

Company Overview

IPO: 6/10/1991

Industry: Financial - Credit Services

P/B i: 4.30

Debt / Equity i: 1.24

Operating Margin: 15.36%

Net Margin: 9.02%

ROE i: -

ROIC: -

Financial Health

Score15 / 20

Debt / Equity: 1.24

Current Ratio: 4.55

Quick Ratio: 3.36

Status: Good

Insider Transactions

Recent executive and insider activity

Ramos Raul

Transaction: 06/05/2026

SELL

Change

-6,835

Price

$225.23

Filing

06/08/2026

Type

SELL

Ramos Raul

Transaction: 05/28/2026

SELL

Change

-3,165

Price

$231.13

Filing

06/01/2026

Type

SELL

Hambleton Howard F

Transaction: 05/19/2026

SELL

Change

-3,000

Price

$226.41

Filing

05/19/2026

Type

SELL

Insider	Type	Change	Price	Transaction	Filing
Ramos Raul	SELL	-6,835	$225.23	06/05/2026	06/08/2026
Ramos Raul	SELL	-3,165	$231.13	05/28/2026	06/01/2026
Hambleton Howard F	SELL	-3,000	$226.41	05/19/2026	05/19/2026
ORR R DOUGLAS	SELL	-1,000	$227.28	05/18/2026	05/19/2026
Stuart Thomas Brent	SELL	-10,000	$228.49	05/18/2026	05/19/2026
Garrett Paula K	SELL	-1,500	$217.40	05/01/2026	05/01/2026
ORR R DOUGLAS	SELL	-12,500	Not reported	04/15/2026	04/15/2026
Hostetler Brian D	OTHER	0	Not reported	02/06/2026	02/20/2026
Hambleton Howard F	SELL	-4,000	$185.12	02/18/2026	02/18/2026
Stuart Thomas Brent	SELL	-10,000	$182.53	02/17/2026	02/17/2026
ORR R DOUGLAS	SELL	-1,000	$182.99	02/17/2026	02/17/2026
Hambleton Howard F	SELL	-2,000	$177.65	02/05/2026	02/06/2026
ORR R DOUGLAS	SELL	-2,000	$175.01	02/05/2026	02/06/2026
GRAVES JAMES H	BUY	+833	Not reported	01/28/2026	01/30/2026
Davis Marthea	BUY	+833	Not reported	01/28/2026	01/30/2026
BERCE DANIEL E	BUY	+833	Not reported	01/28/2026	01/30/2026
Owen Randel G	BUY	+833	Not reported	01/28/2026	01/30/2026
Garrett Paula K	BUY	+833	Not reported	01/28/2026	01/30/2026
FAULKNER MIKEL D	BUY	+833	Not reported	01/28/2026	01/30/2026
Stuart Thomas Brent	BUY	+12,741	Not reported	01/28/2026	01/30/2026

About the Company

FirstCash Holdings, Inc

FirstCash Holdings, Inc., along with its affiliates, oversees a widespread network of retail pawn shops throughout the United States, Mexico, and other parts of Latin America. These establishments provide monetary loans against a diverse range of personal collateral, including jewelry, electronic devices, tools, home appliances, sporting goods, and musical instruments. They also sell merchandise obtained either from defaulted pawn agreements or through direct cash purchases from customers. Beyond its core pawn operations, the firm processes scrap jewelry and trades valuable commodities such as gold, silver, and diamonds on global markets. As of December 31, 2021, its extensive footprint included 1,081 outlets in the U.S. (including the District of Columbia), 1,656 in Mexico, 60 in Guatemala, 13 in El Salvador, and 15 in Colombia. The company was established in 1988 and maintains its principal executive offices in Fort Worth, Texas.

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Peers

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1Y peer performance

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Latest news

FirstCash Upsizes and Extends Term of Unsecured Bank Credit Facility; Size of Committed Facility Increased from $700 Million to $1.1 Billion; Maturity Date Extended to August 2031

FORT WORTH, Texas, Aug. 31, 2026 (GLOBE NEWSWIRE) -- FirstCash Holdings, Inc. (“FirstCash” or the “Company”) (Nasdaq: FCFS), the leading international operator of more than 3,300 retail pawn stores, today announced that it has amended the terms of its long-term, unsecured bank credit agreement to increase the size of the facility, extend its maturity date and enhance other key features, all to further support FirstCash's long-term global growth strategy.

GlobeNewsWire

FirstCash (FCFS) Upgraded to Buy: Here's Why

FirstCash (FCFS) might move higher on growing optimism about its earnings prospects, which is reflected by its upgrade to a Zacks Rank #2 (Buy).

Zacks Investment Research

Deutsche Bank AG Buys New Shares in FirstCash Holdings, Inc. $FCFS

Deutsche Bank AG acquired a new position in shares of FirstCash Holdings, Inc. (NASDAQ: FCFS) during the quarter, according to its most recent filing with the SEC. The institutional investor acquired 44,671 shares of the company's stock, valued at approximately $9,663,000. Deutsche Bank AG owned 0.10% of FirstCash at the end of

Defense World

BlackRock Inc. Acquires New Holdings in FirstCash Holdings, Inc. $FCFS

BlackRock Inc. bought a new position in FirstCash Holdings, Inc. (NASDAQ: FCFS) in the quarter, according to its most recent 13F filing with the Securities and Exchange Commission. The fund bought 5,031,570 shares of the company's stock, valued at approximately $1,088,429,000. BlackRock Inc. owned about 11.60% of FirstCash as of its most

Defense World

Our FirstCash Holdings Stock Pick is up 61%. We Still Like the Growth Story.

The company has benefited from consumer conditions. Its expansion plans are on pace.

Barrons

Earnings Surprises

Period	Estimate	Actual	Surprise
2026-04-23	2.33	2.69	0.36
2026-02-05	2.54	2.64	0.1
2025-10-30	1.94	2.26	0.32
2025-07-24	1.66	1.79	0.13
2025-04-24	1.74	2.07	0.33
2025-01-30	2.02	2.12	0.1
2024-10-24	1.62	1.67	0.05
2024-07-25	1.32	1.37	0.05
2024-04-25	1.52	1.55	0.03
2024-02-01	1.91	2.04	0.13
2023-10-26	1.38	1.56	0.18
2023-07-27	1.08	1.22	0.14