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Cullman Bancorp, Inc.

CULLBanks - Regional
$17.00
+0.10 (+0.59%)
Current price
EarningsLatest report: Mar 31, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Strong business quality with supportive growth and cash-flow evidence. Valuation still matters, but the historical ratio profile is favorable.
Market Cap
$92.57M
Growth
5.2%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 16.3%Positive revenue growth · 18.2%Positive free cash flow · 0.97Consistent free cash flow · 5/5Reasonable earnings multiple · 18.08
Financial data as of: Mar 31, 2026, 12:00 AM UTCLast earnings update: Mar 31, 2026, 12:00 AM UTCLast profile update: Aug 5, 2026, 2:27 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$17.00
Change0.59%
Shares Out5.51M
Market Cap$92.57M
Enterprise Value$143.34M
52W Range10.25 - 15.64
Beta0.10
P/E24.17
P/S3.67
P/B0.98
P/FCF99.11
EV/Sales5.68

Investment DNA

How strong this company looks for long-term investors

79
out of 100
Business Quality
Margins, moat, returns
85/100
Financial Strength
Debt, cash, stability
37/100
Growth Potential
Revenue and expansion
95/100
Price Attractiveness
Cheap or expensive today
74/100
Why this score
Stable or improving margins · 16.3%Positive revenue growth · 18.2%Positive free cash flow · 0.97Consistent free cash flow · 5/5Reasonable earnings multiple · 18.08Manageable debt level · 0.47
Analyst view
No analyst data available now.

Company Overview

IPO: 10/12/2009
Industry: Banks - Regional
P/B i: 0.98
Debt / Equity i: 0.47
Operating Margin: 20.68%
Net Margin: 16.33%
ROE i: -
ROIC: -

Financial Health

Score7 / 20
Debt / Equity: 0.47
Current Ratio: 0.00
Quick Ratio: 0.00
Status: Weak

Insider Transactions

Recent executive and insider activity

Riley John A III
Transaction: 05/29/2024
BUY
Change
+3,500
Price
$10.36
Filing
05/30/2024
Type
BUY
Riley John A III
Transaction: 11/16/2023
BUY
Change
+6,980
Price
$10.27
Filing
11/17/2023
Type
BUY
Bussman Paul D
Transaction: 08/18/2023
BUY
Change
+8,864
Price
Not reported
Filing
08/22/2023
Type
BUY