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Chemung Financial Corporation

CHMG • Banks - Regional
$84.84
▲ +0.27 (+0.32%)
Current price
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.
Market Cap
$384.76M
Growth
6.1%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 10.8%Positive revenue growth · 10.4%Positive free cash flow · 9.11Consistent free cash flow · 5/5Reasonable earnings multiple · 17.77
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Aug 7, 2026, 1:29 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$84.84
Change0.32%
Shares Out4.83M
Market Cap$384.76M
Enterprise Value$492.70M
52W Range49.47 - 84.65
Beta0.60
P/E11.47
P/S2.78
P/B1.42
P/FCF7.14
EV/Sales3.56

Investment DNA

How strong this company looks for long-term investors

74
out of 100
Business Quality
Margins, moat, returns
60/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
82/100
Price Attractiveness
Cheap or expensive today
85/100
Why this score▼
Stable or improving margins · 10.8%Positive revenue growth · 10.4%Positive free cash flow · 9.11Consistent free cash flow · 5/5Reasonable earnings multiple · 17.77Manageable debt level · 0.02

Analyst view

Analyst sentiment and price target

CHMG
Analyst sentiment
Based on 7 analyst votes · 2026-09-02
64/100
Neutral
Bullish
2
Hold
5
Bearish
0
Price Target
2026-08-07
Low
$50.00
Mean
$50.00
Median
$50.00
High
$50.00

Company Overview

IPO: 1/4/1999
Industry: Banks - Regional
P/B i: 1.42
Debt / Equity i: 0.02
Operating Margin: 14.25%
Net Margin: 10.79%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.02
Current Ratio: 0.13
Quick Ratio: 0.13
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

McKim Dale M. III
Transaction: 07/03/2026
SELL
Change
-187
Price
$74.50
Filing
07/06/2026
Type
SELL
Cutrona Vincent M
Transaction: 06/24/2026
SELL
Change
-98
Price
$74.40
Filing
06/25/2026
Type
SELL
Tyrrell Thomas R.
Transaction: 04/27/2026
SELL
Change
-540
Price
$65.10
Filing
04/27/2026
Type
SELL