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Chemung Financial Corporation

CHMG • Banks - Regional
$0.00
— 0.00 (0.00%)
EarningsLatest report: Jun 30, 2026
FAVORABLE PROFILEAttractiveConfidence: 70%

Quantitative profile — not an investment recommendation.

Quantitative profile — not an investment recommendation.Methodology
Analysis thesis: Solid company profile with reasonable valuation support. The data suggests a balanced quality/value setup.
Market Cap
$384.22M
Growth
6.1%
Cash Flow
5/5
Trend
Stable
Evidence
Stable or improving margins · 10.8%Positive revenue growth · 10.4%Positive free cash flow · 9.11Consistent free cash flow · 5/5Reasonable earnings multiple · 17.77
Financial data as of: Jun 30, 2026, 12:00 AM UTCLast earnings update: Jun 30, 2026, 12:00 AM UTCLast profile update: Oct 20, 2026, 12:18 PM UTC

Company Snapshot

Key valuation, quality, financial strength, momentum and analyst data.

Price$0.00
Change0.00%
Market Cap$384.22M
52W Range50.05 - 86.00
Beta0.59
Gross Margin64.19%
Oper. Margin14.25%
Profit Margin10.79%
Debt/Eq0.02
Current Ratio0.13
Quick Ratio0.13
Revenue 5Y6.05%

Investment DNA

How strong this company looks for long-term investors

74
out of 100
Business Quality
Margins, moat, returns
60/100
Financial Strength
Debt, cash, stability
39/100
Growth Potential
Revenue and expansion
82/100
Price Attractiveness
Cheap or expensive today
85/100
Why this score▼
Stable or improving margins · 10.8%Positive revenue growth · 10.4%Positive free cash flow · 9.11Consistent free cash flow · 5/5Reasonable earnings multiple · 17.77Manageable debt level · 0.02

Analyst view

Analyst sentiment and price target

Analyst sentiment
No vote count available
Bullish
0
Hold
0
Bearish
0
Price Target
2026-10-20
Low
$87.00
Mean
$91.00
Median
$91.00
High
$95.00

Company Overview

IPO: 1/4/1999
Industry: Banks - Regional
P/B i: 1.05
Debt / Equity i: 0.02
Operating Margin: 14.25%
Net Margin: 10.79%
ROE i: -
ROIC: -

Financial Health

Score8 / 20
Debt / Equity: 0.02
Current Ratio: 0.13
Quick Ratio: 0.13
Status: Moderate

Warnings

  • Weak Liquidity
  • Weak quick ratio

Insider Transactions

Recent executive and insider activity

COLE LOREN D
Transaction: 09/16/2026
SELL
Change
-5,160
Price
$83.50
Filing
09/17/2026
Type
SELL
Calkins Timothy D
Transaction: 08/10/2026
BUY
Change
+308
Price
$81.24
Filing
08/12/2026
Type
BUY
Calkins Timothy D
Transaction: 08/10/2026
OTHER
Change
0
Price
Not reported
Filing
08/11/2026
Type
OTHER